own a home

I love having my own house. Home ownership isn’t as carefree as renting. There is a lot of responsibility involved, but your house is your castle and your vehicle for self-expression. You gotta do it!!!

We still live in our RV after our year on the road last year – we are saving lots of money, and hope to eventually either move the RV onto property we buy and live in it there while building our “dream house” or buy a house.

There is a certain undeniable appeal to your house having wheels, though. Things don’t work out for whatever reason, we can just pull up anchor and sail up the highway… but we like it here.

We make weekly real estate runs, and keep watching the market – lots of price reductions, which is encouraging for us.

My husband and I purchased our first home, a custom built Ryland Home in December of 2006. It was very exciting to see the progress and at some times it would feel a bit overwhelming because we had to pick everything out – knobs, where the outlets would go, flooring, etc. Other than that, it was definitely worth it!

Well, we found a builder. He got the loan with a AMAZING interest rate. He closed on the house and finished signing all of the paperwork the week before last. All the information that the county planner needs for the building permit is in his office. The builder has been to the land, an dthey’ve started hauling in dirt to make the platform where the house will sit.

The house will be brought in sometime within the next 5 – 7 weeks. Then they have to put it on the foundation and put it together.

We’ll be in the house by December. Well, he will be. I’m not moving until after the wedding because I need to say in the state I’m in (he’s in a different state) so that I can keep my in state tuition for school.

Anyway, this is REALLY close to being done, and I am so excited.

:S

A little harder now, but not impossible

The good news is I have about $6K saved up…my goal is to get to $15K by the end of the year (hello, Top Ramen). We have actually looked at a few houses lately and the “writing an offer” process is a heck of a lot less scary then it used to be. But the plan of attack is to check out places if we find out something worth checking, but otherwise we will not become the open house, weekend warriors until early next year.

The market downfall is the best thing that could’ve happened to us…

We have an agent and preapproval. Now we just have to find the house.

I bought an atlas and have a better idea of the areas in CA where I could live below my means and still enjoy my life. Will take a better look while I am visiting in July.

Also looking at OR, WA, RI, CT at the moment.

I would like to own a home. not just any home. My own home. why should I be a slave to the system renting?
I want to be an owner. not a shallow mortgage depleted “home owner” with a bank pulling my chain and cracking their whip. an owner. for me. a home …