It’s difficult. Ugh. I should marry a rich man. No, I shouldn’t really. 10 months ago
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And it’s ok, because I still bit away at my debt, even if by less than I hoped. 11 months ago
So well, in fact, that I suspect I made a calculation mistake somewhere. Anyway, it’s not been proved, so I enjoy the benefit of the doubt. I went and bought not one, but two! pairs of lovely sandals. 12 months ago
-a tax refund (wow! hiring an accountant sure pays off! I could never have gotten this refund without him)
-I opened a new savings account, so I can save for my new house & save for emergencies etc seperately 12 months ago
I wrote an email to ask for some money that hadn’t been paid out correctly to me.
Today I checked my bank account to find that it’s been paid now. That makes me very happy. 12 months ago
BIG feeling of accomplishment:
I gave information about my income to the bureau where I pay off my student loan. That way I (hope I) can pay a lower amount per month. The current amount is way too high and not based on my true income of 2010.
I filled out the right form this time (everytime I look into this subject I discover new forms). Feel like this will help me a lot to get financially healthy. 13 months ago
-spending too much money on presents
-trying to buy peoples affection
-trying to show who I am by what I buy
-spending money on magazines that make me want to spend more money
-waiting too long before hiring an accountant
-I still need the extra money my mom gives me every month (I’m 28 years old)
What I’ve done to overcome these issues:
-hire an accountant
-tax payback following that
-ask boyfriend for grocery money (taking care of buying groceries & cooking as my input)
-think twice when buying gifts
-there is no person I know that has dropped me for wearing last seasons top
-I only read the free magazines I get at work
This feels like my most revealing post so far! It almost makes me blush! 13 months ago
1000, but with a few hundreds. It was a difficult month, with a long school vacation and I sent my son to camp and that’s expensive. But we’re in the right direction! 13 months ago
(I start at the 10th because of salary and credit card timings) with a 1041 NIS plus. Admittedly, it was with help from my father. Yes, at 37 I’m still getting help form my father. 8( BUT! My father helped with 5000 (he is the best!) and I only “counted” 1000, intending to count 1000 every month for 5 months. After 5 months I hope to have another 1000 a month freed from other expanses.
I do hope we can make it… I have a lot of stress over money. 14 months ago
The monthly salary came in, the credit cards payments are coming off, X a day and I already gave a cheque for Y dated today, not cached yet but I’m coutning it already, and my debt at this point is about 2000 Shekels. 15 months ago
It’s basic. I figured what was our income, what were our major and unchanging expenses (rent and tuition) and I calculated how much we can spend in a day and still have something left at the end of the month. If we stick to it, we will be out of debt in a very few months, and back to saving soon afterwards. It’s entirely possible, though not easy. We’ve been following it for a few days now, so far with success. It makes us very conscious of what we spend.
I shared it with the kids, too, and they are into it. I hope it will make us all feel capable and in control, rather than disadvantaged and enviuos of our better-off peers. 16 months ago
In 2-3 months I hope to end my daughter’s therapy. I would still see the therapist, but not every week. That will be a huge load off, financially. Then I will take my son to accupational therapy, but that’s cheaper.
I will have to stay in this cheap appartment for another year, but then I will finish paying for my car, and everything would look better… I hope! Unless something new comes up, that’s alway an option. 20 months ago
would pay better than the old one. But it may come to a very small difference after taxes. We’ll see… 20 months ago
I’ve been fired! Now, how is that going to affect my financial situation?
The first – I find a new job in a few months and start working again.
The second – too horrible to think about. It won’t happen, because it can’t. 22 months ago
I have worn my old sandals to nearly nothing. I always do that, even when not under financial stress: I own one pair of shoes or sandals, wear them every day, and wear them to nothing. I do that with clothes, too – I never own enough.
I wore them nearly to nothing and felt I couldn’t buy new ones, because how can I conscientiously spend money on new sandals when I get money from my parents? But since I was running out of options, I looked at something I liked in a window, and went in to inquire. It turns out the whole store was discounted and sandals were very cheap in Israeli terms… I bought the pair I liked, and now I think: why don’t I go back and buy another pair? The two pairs together would cost me less than what I thought I would spend on one. 22 months ago
They do it with pleasure. But of course I’m still committed to get out of this situation as quickly as I can. 22 months ago
but if I was hoping a present (of money, please) would be mentioned, it hasn’t. Nor their part in my daughter’s birtdhday present that they have still failed to pay.
I’m getting really worried. There seems to be no solution, except quitting democtaric school, quitting my daughter’s therapy, and/or moving far away from my job and my boyfriend. All of thoughts scare me. I don’t know what to do.
I’m worried about January. The rent will be over and the owners are sure to raise the rent, I can’t say how much. If they will want to cnotinue with me at all. I can’t find a cheeper flat anywhere (ecxpet very far from here). 22 months ago
I have a good salary, plus good child support. But I have huge expenses.
The biggest chunk is tuition. Because our school has so far failed to achieve any legal status, and therefore budgets, either from the Ministry of Education or city hall, tuition is all the income it has, and so is very high. In September, with the new school year, it will drop a little for me, because my daughter does not have to stay long days anymore, and can walk home by herself. But it’s still high.
Then rent. House pricing in Israel is a serious issue now, and rent prices are high as a result. When my rent is over on January, the price will probably rise even more, and I won’t be able to find a cheaper flat (it’s terrible).
Then child therapy. That one will drop in August as we’re moving from twice a week to once, and not because she doesn’t need twice a week, because I can’t afford it.
Then car payments. I finish paying them in a year an a half. 22 months ago