i don’t get it.

maybe it was getting 2 new cards.

670 really! that is just about as bad as it was when i had no credit.

all my 4 lines are paid on time every month. i pay off all balances. every utility paid on time every month. i dont get it. not at all.

the whole system is perverted. 2 months ago

I have always rejected the offers for credit while at stores shopping. I agreed to a couple of days before christmas and that was wonderful.

I got a relatively large credit line with that store.

I am on my way.

The other two are low balances right now. I guess this is working. 4 months ago

I got a new credit card!

I will use it – slightly – to see how it goes.

I am past 750. still can’t figure out the secret to this at all. 5 months ago

I discovered a parking ticket I never even knew existed, existed.

it is a scam, i think!!! I never got a notice or anything and now it is on there. I paid it, but I don’t even know how it is being shown as paid.

i don’t know who these people are, but they showed up on my credit report! 6 months ago

I dropped it by 50 or so points by using the credit. Still make all my payments so I am not sure what happened.

Really frustrating as I try to learn how and why. I am not paying off my whole card this month, for the first time, in order to “use” the credit. My bank manager said I need to do this to get my score up.

Honestly, what a sham system this is!!! Very frustrating. 16 months ago

I know it must be increasing because the credit card offers are getting very good.

I had a setback but I am back on track. Not sure how good I can get it, but I think I can get it close.

I must stay working my plan and pay off some of the debt I have picked up in order to get credit. 19 months ago