The bank sent me a letter today offering me another $2,400 credit on my card! Apparently not satisfied with the hundred odd dollars in late and overlimit fees they have scunged from me in the last 6 months, they now want another pound of flesh. And lawd help me…I’m tempted! “Oh, it would be handy with Christmas coming up. Or if I decide to leave B, then I can buy furniture”...what about the fact that my monthly repayments would DOUBLE and I’m barely able to make them right now? TEAR UP THE LETTER! But do you think I can do it? Tucked away safely just-in-case. It’s pathological. Give me strength. 18 months ago