I think the most meaningful thing as of late that someone has taught me is to live beneath your means. In this day and age, spending frivously can damage you forever. You can easily sink into thousands of dollars in debt.
One time I was going on a run and one of my neighbors was walking his dog and I stopped and chatted for awhile. Out of the blue I said, “If there’s one thing you could teach me in life, what would it be?” No idea where this question came from, but I was enticed to learn from people who’ve been on this Earth a lot longer than I have. Compiling a list of advice would help better myself. I was inexperienced compared to some.
Anyway, he looked at me thoughtfully and said, “Always live beneath your means.” I asked him what he meant and he said, “Let’s say you make thirty thousand a year. You want to live off of twenty thousand.” The rest of the conversation seemed lost to me, except that bit of information and I don’t think I will ever forget it.
Another time, someone passed through the store I work in and I asked a similar question and she said, “You get a bad credit score if you spend over a quarter of your total allowance.” So far, I’ve heeded her advice.
Any other bit of advice you want to share, feel free! I’m always saving bits of info, so leave a comment and let me know =] 12 months ago