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manage my finances better

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Recent activity

Rajeev 12 months ago


pizzakimpua rough monthly breakdown (in PHP)

3k apartment upkeep (pasig)
5k home upkeep (baguio)
10k monthly savings
10k monthly allowance
3k extra cash 4 months ago


pizzakimpu 5 months ago


kwhitley 5 months ago


lallety 6 months ago


RajeevExpense reduction

Realized that the basic stuff like housing, groceries, utilities, various fixed fees don’t cost much. It’s the stuff you don’t need, is where all the money goes. Have cut a lot if that. 8 months ago


TheTruthHurts 8 months ago


rachel_ebMy next steps:

By September 2012:
- negotiate bank fees
- negotiate internet and phone fees
- separate regular payments to a new credit card (better visibility on spending) 9 months ago


rachel_ebProgress so far:

  • half the assets were moved to an investment manager.
  • budget planning simplified
  • budget is balanced
  • increase income – took a small project that I enjoy and brings a small extra “guilt-free” spending money
  • have not handled the kids savings yet 13 months ago

Alaskalux1 16 months ago


sasunde 17 months ago


Elizabeth Bickel 2 years ago


BuckinghamQ 19 months ago


Elizabeth Yong 20 months ago


rachel_ebWhat does this goal mean for me in detail?

Here is what it means:
Manage savings:
  • pass half the savings to investment manager
  • keep the other half in a “safe” or “conservative”
  • manage the kids savings – invest them better and for longer term
    Balance our budget
  • make sure we manage to save every month
  • simplify the budget planning!
    Increase income (already in progress) 21 months ago

rachel_eb 21 months ago


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