save at least 10% of my income

8.4% of my income goes into my employee pension, 4% goes into my 457 savings plan, and about 15% of my income goes into my general savings account. Is it worth doing? Of course! Any kind of retirement savings are generally tax-free and are SOOOOOO worth it. And having an emergency fund? I’d like to save more money because most financial advisors recommend having three to six months worth of pay ready for any unforseen circumstances. But yes, saving is great. Saving more is awesome.

It all just goes away again. Maybe I’ll pick this up again another day.

And again… 10%.

10% went away again this payday.

Payday tomorrow and the 10% saved last month is still there. I might actually manage this goal.

10% went away this month. Let’s see if it stays there.

This is tough. It’s all gone again.

Might have to start again in the new year… it’s definitely a goal I should achieve and keep up.

With September’s paycheck, the amount I borrowed went back in, plus a further 10% for September PLUS a little spare so if I have to break in again, I can do so without touching the 10%s.

If that makes any sense.

My accounts spreadsheet has this money hidden off the right-hand side of the page so I have no idea it’s there unless I check carefully :)

I’ve had to break in to my saved 10% this month, due to cash flow. However, I’ve already written up next month’s budget, and it seems that on payday I can make this month’s 10% back up and save a further 10% and still have plenty left for contingency.

Looking good!

If I manage to get the contingency money up a bit, then the 10%s can go into a higher-interest less-accessible account as I previously mentioned.

I’ve been to the building society and collected a leaflet about their higher-interest less-accessible savings.