The beginning
3 months ago
My aim is to get rid of my credit card debt of 44,000. My monthly salary is 21,000. My aim is to clear the debt in 6 months. My monthly due is around 3,000.
So each month, I will have to pay around 10,000 to clear the debt in 6 months.
My plan is as follows-
1. To make a daily expenditure chart.
2. To decrease petrol usage by walking to work.
3. Drastically cut daily expenses.
I will report my progress frequently.
Aug 17, 07:19AM PDT | 0 comments
these cards are out of control and ruining my life.
May 02, 2008, 03:58PM PDT | 0 comments
I don’t have as much debt as a lot of other people have, but it still stresses me out. I have 2 credit cards and the issue with these cards is that the interest rate is very high on them.
I am not over the limit on either of them, but getting very near to it. I am trying to figure out a way to consolidate them so that I just make one payment every month and that at least half the payment is going towards the principle balance, NOT just interest.
Jun 29, 2007, 11:20AM PDT | 1 comment
I am below maximum limit now so the charges will be less. Now to just get rid of the rest of it!
May 15, 2007, 08:14AM PDT | 1 cheer | 1 comment