I am actually a cheapy little miser-ess. I roll pennies. I pick up coins. I lament that I can not return plastic bottles for a 5 cent deposit. I’m going to add a goal about saving cash in little ways in stead. But I’ve done it, maybe a bit too well… 6 years ago

Latley I seem to be spending more and more.
I keep rationalizing saying this is a one time purchase etc.
Most are one time purchases like a crock pot, and items that our holiday family (from Dept of Social Services) requested.
and of course the Christmas stuff for family. I need to go online today and order something for Grandma and Grandpa T.
They sent me some cash, so I can easily just turn that into their gift.
I also need some things.
a frame to put under my bed (the metal ones, not a fancy bed.)
a few more shelves.

and because I am entirely forgetful I had to buy a third new swim suit this year. Luckily its winter and while the selection was horrid, the price was exactly right. (35.00 for an endurance speedo). 6 years ago

this is just not happening lately.

I’m not really spending frivoulously, but…
I’m doing a lot of new running gear ( new headlamp, new bra, new tights)
then there’s the house. I mean, its an investment, but still, lots of cash. 6 years ago

seems to annoy me when the holidays are looming ahead. Hmmm.
I do pretty well with this, but… I want to have nice holidays with my family.
Perhaps if I am sure to contribute a bunch to my Roth, I can mitigate the spending? Does it work that way???? 6 years ago

I really really want to buy a few things, new shoes, and the Garmin.

However, it seems that I am going to have some big bills coming up.

Part of spending minimally is saving properly.

I rolled 50 cents of pennies yesterday, and I will put it in the bank. At the same time, I should put at least another 100.00 into my Roth IRA. I really do not enjoy saving for retirement. But, its something I think I will enjoy having when I can retire. Maybe I should bump up my contribution to my TIAA accounts as well… 6 years ago

I spent money on things I really did not need. Bath salts, new socks, and a new t shirt. I forgive myself for the t shirt…and I did sort of need enw socks, but unless I scrub the tub, the bath salts are going to remain a really frivolous purchase! 6 years ago

this is hard to do.

things I want:

New Shoes (88 dollars)

Garmin (approx 350 or so bucks)

new clothes (mostly socks/panties…could get expensive)

appropriate fitting bras.

and to get my hair done…85 or so.

I need to save up and do the math…

I feel so wasteful having a trainer once a week, but…well…
I’ll keep Chad at least for a while…as I need the rehab help and he is acceptable. 6 years ago

got some new clothes…
the haircut.
added some training time at the gym.
bought a few books from Amazon.
It’s all paid for (ie not on credit cards) but still. I probably need to think a bit more.

Still, despite all this, I have put extra cash into my Roth, still am contributing to my 403B, and paid all my bills…. 6 years ago

at the grocery can be somewhat expensive and not so flavorful.
this week, my coworker brought me a bag of yellow squash and green peppers. and then my neighbour begged me to pick some tomatos, so I’ve got 4 variety of tomatos, some white eggplant, and cukes. while I hadn’t planned this, it really did reduce my grocery bill a bit this week. And in both cases, the people seemed so happy that their gardens had made me so happy! 6 years ago

It really is hot here. 95 degrees. About 100 here in the house. Humidity is up a bit. i decided to turn on the AC. It won’t help my goal of spending minimally, but I’m going to see if this helps…I am sweating and drinking a ton of water. It’s all good, but..I suppose a temp in the 80’s might be better. 7 years ago

my goodness. I am actually sort of a miserly person. I mean, I actually roll pennies and take them to the bank. I hate shopping, so I never spend an afternoon at the mall. And currenly I am sickened by the thought of having to buy a bed and some furniture and a rug…
Perhaps I should remove this goal, as I do not have an issue with this. A more appropriate goal would be “Spend money when needed” 7 years ago

bad tiing on a goal. Must buy furniture, must buy rug, I do not want to live in my new apartment as if I am a college student with salvation army chairs and such…I have nothing against college students or Salvation Army furniture, but I think it’s time I had something that matches…I just hate to spend the money…Miserable little miser that I am! 7 years ago

for this goal. I have been a very minimal spender. IN the past Month of March the only things I have bought other than food have been 2 pairs of running tights (my others had a huge hole in a bad spot) and a pair of shoes, because the others were ripping. I also bought a pair of work pants and a few gifts for various people.
Now, though I need to buy a bed. This to me seems like a monstrous purchase. But, I really can not be sleeping on the floor now, can I? I’m having a bit of guilt about sinking cash into this one. 7 years ago