507 people want to...

own my own house


 

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How to own my own house by mermaid36

"Daunting, but empowering"

How I did it: By own my own house, I guess I mean, have my own mortgage. After husband of 15 years left, it's been a struggle to get his name off the house, even though I've been paying the mortgage on my own for over a year. Well it happened this week. It helped that we were both as civil as possible and we both wanted the same thing. It did feel good, but also made me feel a bit weird. When my lawyer said, well you've got your own home now - I replied, yes and 30 years worth of debt thank you very much. So I guess really the bank owns my home, but it's still MY home and no one else's.

Lessons & tips: Don't get nasty about things, have a good lawyer, financial advisor and don't take on debt that you can't afford.


 

Feb 20, 02:07PM PST | 1 comment | 4 cheers



More "How I Did It" stories

failjolesfail

It took me
2 years
It made me
Free.

How I did it: I borrowed from my family, and am still relying on them as I fix the place up.  I saved every penny, got out of debt, and relied on my good credit.  I probably jumped a bit too early - February of '08 - but the market had already crashed, and much later I wouldn't have gotten the loan so easily.I love living in my own house.  If I want to tear up the carpet, paint the walls, adopt a dog...that's my business.  I feel li… Read how I did it…

Apr 13, 01:57PM PDT | 1 comment | 3 cheers


People doing this:

  • Dublin
    9 entries
  • Little Rock
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    People doing this are also doing these things:

    Entries

    darknsmoooth

    I wish... 2 weeks ago

    For several years now,like many others – I have wanted get on the property ladder essentially owning my own home Hoevr like many others due to redundancy and ill-timed recessions (is there ever a well-timed one!!)it hads yet again escaped me.
    So that is my main goal!and I will acheive it….just nee to figure out ‘how’?

    Jun 15, 03:31PM PDT | 0 comments


    Zimbobimbo1984

    Untitled 1 month ago

    own a big beautiful detached house with a cat flap for my cat & a white picket fence for my 2 labradors :O)

    May 11, 07:04AM PDT | 0 comments


    sighmo is pleased with his work on a radio play

    Waiting by the phone - 3 months ago

    - for word on a mortgage. If I get one then I can go and get some place to live … somewhere. I took a day last week so spin around Wicklow and look at some places. None of them were right but if I keep looking I reckon I’ll find something soon. Please, please, please let them give me the money!

    Mar 30, 03:09AM PDT | 1 cheer | 1 comment


    sighmo is pleased with his work on a radio play

    Mortgage 3 months ago

    It’s time to bite the bullet and see if some crazy financial institution won’t give me a mortgage. I’ll be making a call tomorrow morning.

    Mar 18, 10:04AM PDT | 1 cheer | 2 comments


    LakeWhitney is working on a midterm and starting a fast

    I will not feel complete until I own a house 8 months ago

    And it has to be roomy, well-maintained, and in a great neighborhood. I’ve spent my whole life as a dogooder and never thought about making or saving money.
    Now I feel like a need a house in order to show that I’ve truly accomplished something with my life…

    Oct 16, 08:14PM PDT | 0 comments


    lovequiet find work .

    Own my own house, 9 months ago

    hi ,i come from hefei,anhui,china.my english is poor .
    how long can i get my own house.i donot know ,but i want to get it very much.recently ,my wages is 1200 yuan RMB,yet hefei house’price is 4100 yuan RMB per square meter.
    what shall i do .can you tell me ?

    Sep 20, 05:11AM PDT | 0 comments


    Celebrates_Life

    Untitled 10 months ago

    Nobody tells you all the headache when everything breaks at the same time and mortgage rates go up!

    Aug 18, 2008, 04:51PM PDT | 1 cheer | 1 comment


    ambee

    Untitled 11 months ago

    I would really love to own my own house with in the next 2 years!

    Aug 07, 2008, 08:35PM PDT | 0 comments


    Ishi715

    Untitled 13 months ago

    i want to be independant enough that I Can afford to pay for and own my very own house.

    May 22, 2008, 11:11AM PDT | 0 comments


    grubberoloid

    own house 14 months ago

    i want to own my own house because i dont want to be in debt

    May 07, 2008, 09:53AM PDT | 0 comments


    → See all 48 entries

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    		 imitari asks, “How to do this with bad credit?”
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