short term goal is to get rid of anything that i can get rid of with reason, cars, student loans, credit cards—the mortgage, i know will float w/me for sometime…
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Just paid off the Capital One account. Now I’m just down to my 3 student loans – about $12K all together.
Just set up an electronic transfer for another $400 to Capital One. Will only have about $1900 left after that.
Some upcoming car repairs and a trip to the mainland may delay my Capital One payoff for a month or two. On the upside: I have the cash to easily afford the car and the trip! I highly recommend getting a decent emergency fund in place before working on debt payoff – being able to pay with cash is an awesome feeling.

