Pay off all my credit cards

Finished sorting all my paper work (see picture of dining room table.)It took me 2 days to do it. Now, it’s time to figure out who and how much we owe.

We are over $100,000 in debt. But we have assets that we could sell and pay off our debt. but then we wouldn’t have any means of support for ourselves and we would take a beating on our assets because now is not the time to sell. So, I have been working trying to make money online or by wholesaling property, and I almost made a sale, but then i didn’t. I need to learn to focus better.
I am going to call a credit counselor on Monday, the legitimate kind, not the scams, recommended by my credit card company.

Paid off $1000.00 to CitiCard! I am FREE!!! I have no more credit card debt! Now the student loans are a different story, but at least the interest rate is not the highest that is legally allowed in my state!

I want my credit card balances so I can pay them in full each month and not have to pay out all that interest. I know I’d be under a lot less stress.

is knowing what I owe. 1,339.65 on AMEX and 1,315.80 on USBank

for a total of 2,655.45

Yikes, that’s a lot. But I have already paid 2 off and kept them clear, and I am now on my last 2. I can do it.

I think I can pay off the smaller one within six months. That will make it easier to throw more money at the big one. :) One step at a time, as they say.

Simultaneously, I’ve started to build up our emergency savings fund. I’m trying to get it to the point where it could cover about 6 months of basic living expenses. I think we are about 40% there.

Well – I dug myself a hole – right now I’m trying to get all my cards below the credit limit! gah! Then I can focus on paying them down. Baby steps!

$484.30 paid in full. Balance is $0. I finally have only one credit card left. 989.00 left on my CitiCard and then I will be free of credit cards! I cut the card!!!

My Capital One and Citi credit card accounts will remain open, but paying them off will increase my credit score. I have learned from my mistakes about credit cards!

2 down 6 to go!

so far i’ve managed to pay my debt down by more than $1000 this year and haven’t used my cards once!