Pay off my Credit

I got my first one a few months after i turned 18. I was doing so well on it that i got a capital one card too. Some how my limit on the First Fincal Bank card got to 500$ and i spent money like i had it to spend. I brought things online , books, toys, games, clothing. With my capital one I really never got past the 300$ limit. The FFB card I just couldn’t afford to make the payments anymore, and it went from 500$ to 1200$ now. the capital one is at about 413$ I can work with 15$ a month. but now i’m paying FFB 50$ a month to get that bill down.

I can’t wait until it’s paid off.

I have finally managed to consolidate my debt and am now in a great position, I have in place a plan that will have me out of debt and have savings of $10000 within 3 years. And I am doing it. YAY. My only regret is not doing it sooner. Oh well no use worrying about the past at least I am doing it now!