Found it!
7 months ago
Easy enough. Two days of looking and I found the house. We’re finalizing the contract tonight and I should be able to lock in a rate under 5% tomorrow. Yay!!
People who have done this
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How to buy my first house
It made me
ecstatic!
 "This was a stressful experience but totally worth it"
How I did it: -Cleaned-up credit report and monitored it closely Lessons & tips: 1. Ensure your credit is clean before starting |
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More "How I Did It" stories
saraishness really needs to get cracking on this list
It made me
Feel like an adult
How I did it: My fiance and I made a budget, and not just a list on paper, I mean Excel and pie charts and everything to figure out if we could even afford it. After we decided we could, we put together a budget of how much money we should spend each week and how much we needed to save in order to have a big enough down payment. We helped each other stay on track and keep our will power strong to not buy things we didn't need. In the end, we were able … Read how I did it…
thekthual is pondering her future goals.....
It made me
Excited!!
How I did it: I was lucky to be eligible for a first home buyers grant with the navy as well as the government. I only had 3k saved..... So in Australia with 3k savings, a navy grant of 8k, and a government grant of 7k, I was able to get a 100% loan for $315k... All the grants covered the insurances and fees for having a 100% loan. Read how I did it…
People doing this are also doing these things:
Entries
Pre Approval
7 months ago
Yay! Pre approved for $190000. Not bad for a single 20 something. Not going to buy anywhere near that amount, but still impressive.
My realtor is taking me to look at some houses this weekend. Who knows…maybe I’ll be walking into my future first home this Saturday!
pre approval and procrastination
8 months ago
I’ve been working on this goal for three years now. I keep getting ready and then getting cold feet. I have issues about waking up everyday knowing it will be mostly like the day before. I’ve come a long way since then , though so I’m finally ready.
I met with me sister (works at 5/3 bank) to get my loan pre approval and she even gave me some Realtors she trusts in my area. Now I just have to find a house.
Procrastinating worked in the end because now I’ll get an $8000 home buyer credit that wasn’t available three years ago and prices are more reasonable.
Cant wait...
10 months ago
Really looking forward to buying my first house. I already own an holiday home that i am currently decorating ready for rental. House prices are dropping even more this year so hopefully can jump in there. I am looking to hopefully build on that first one and begin a journey on the property development ladder !(who isnt.lol)
So come and get in touch and share a few ideas.
i turned 29 years old today
10 months ago
frankly that’s both exhilarating and frightening. although i am physically an adult, mentally an adult, i don’t have the responsibilities of adults from my parents’ generation. (read: mortgage.)
although i am financially independent (as in i have a job and can pay off my purchases while saving some for a raining day), i really want a place to call my own. a place that i can invite friends over. a place with a large kitchen counter so i can buy the coveted KitchenAid stand mixer and Le Creuset dutch oven.
all in due time of course. i hope i will buy the co-op i have my eyes on this year before my current lease runs out in May.
Become a homeowner in 2009 is my New Year’s Resolution and my Birthday Wish for myself.
thanks for listening.
Untitled
11 months ago
Buying a home is something that is well worth the time, money and stress that you will go through. There is a real sense of pride and accomplishment that can not be replaced. There are so many programs out there to help first time home buyers. Just dont get an adjustable rate mortgage!!!
Heather just got engaged!
On Hold.
12 months ago
I’m putting this on hold. Other circumstances have entered my life that don’t allow for me to save for buying my house. I need to focus on paying off my credit card bills and then possibly moving to Boston next summer. Then maybe I’ll be back on track with this.
buying my first house
20 months ago
I must be diligent to make this happen in 2008. And it will be worth every second of commitment.
Heather just got engaged!
Buy My First House
1 year ago
This is something I’m working on right now and should have accomplished by the end of the year. I’m so excited! I didn’t think I’d be able to do it so early, but I’m realy happy!
