Pay off ONE credit card.

Another month I’m not going to be able to do this. It’s one day after payday, and after getting horrendously overdrawn last month, I now have just about enough in my account to cover concil tax, gas, electric, water, insurance payments, charity direct debits and if I’m lucky my petrol for the month.

Depressing.

Next month.

I had hoped to be able to tick this one off this month, but by doing so I’d be bringing my bank account to nothing nil nadda only 10 days after payday.

Next month this one will be accomplished…

First up, the Starbucks Duetto Card. Balance of $600.

Adding this back on as an active goal. I have managed to pay down TWO credit cards by having this as an active goal. With TWO more to go, it is completely worth it to me to keep focusing on this and working toward being independant of credit card debt!

I’ll be working on my lowest balance card again – I’ll give myself 6 months to get it paid off. That puts me in Feb 2009.

... but I’ve got a lot of really cool things!

Eeeh…....

-$10

-$25

but realistically I can only handle one at a time. First up, chase amazon.

I’m going to mark this done since I did technically pay off one card. However, I’m going to add a new goal that is similar since I still have some more debt to work on. It feels good to even get the small one knocked off – that little bit can go to the next smallest one so I can get that knocked off faster. How do you eat an elephant? :)

I paid 20 extra dollars to my gas card this month. It isn’t the largest balance but I think it’s the largest interest rate and it has a high minimum so it’s the one I’m going to focus on for right now.