balance my checkbook

for at least 1 month. I’ve balanced it, and then got lazy and let it go again.

Did it! :)

It really does feel like a weight has been lifted off my shoulders and I have less baggage holding me down…if I come up with any more cliches, I’ll come back later and add them. ;)

But it’s great to have this clean slate to move forward with. I WILL stay up on this in the future!

I just finished balancing one checkbook and found money! A little less than $50, but it feels great to have my checkbook register and the bank agree on how much I have. Of course, this was the account with less activity and the one I’ve always been better about keeping track of…

Now, back to the other account. This is my main bill-paying one and may be a bit more of a project. Plus, I still have yet to find that one statement and I have a feeling I won’t be able to square this away without it. Once I finish this project and mark this goal complete, this will all be a huge weight off my shoulders and I can FINALLY move on. As crazy and philosophical as this may sound, I think this could be a turning point in my life. Just feeling that I’ve pulled the reins in on a huge piece of my finances will put me in great shape.

Halfway there! :)

I started an account at a much larger bank in which their transactions are posted almost immediately. Since I write very few checks, my checking card activity will help me attain this goal.

Right now I’m a little stalled. I’m only missing one bank statement, but it’s the current step in my checkbook balancing project. Not sure where it could be. I’ve gone through my files and still haven’t found it. I’ll give the search one more try and if I still can’t find it, I’ll just have to skip over that one month. I can’t let it keep me from moving forward. If there turns out to be a ‘mega mistake’ in this particular month, I figure it should make itself evident when I finish with the rest.

My checkbook used to balance with the bank statement. For years now, though, the bank says I have more money than I say I have. Big deal, right? Oh, it is. It really bothers me that I haven’t gotten it to balance. I went through a few years where I was very disorganized due to work schedule, living situation (and moving), and just overall laziness. Now I’m getting back to square one. So last night I sat down with my check registers and bank statements and started from the beginning, one line at a time. So far I’ve found about $97. Already, I feel so much better. Once I get this checkbook balanced, I’m planning to keep it that way! This is helping me get organized and decluttered, too! Yea!

For a long time I did this regularly, then things got out of control with Henry and me and for 4 yrs I didn’t do this very often. Very bad mistake as a lot of bank fees were incurred.

Now, I regularly balance my checkbook. No bank fees. Amazing, eh?

My financial situation stinks. That’s probably why I was avoiding doing this, but atleast I did so I know what’s going on.

Microsoft office, so i can download the template and start using this. Its driving me nuts! i want to be able to account for everything… so i dont overspend, and so i can start saving!!!

so today i will start this goal. i did find a template..but ugh i dont have excel on my home pc right now, hopefully i will get it this weekend..find it somehow.. i will have to work on this at work for now and just email the template at home. It will add or subtract automatically, so i will be pretty accurate.and i will either go to the bank and print out a statement weekly or cal the automated system to help keep track of my transactions and atm fees etc. Wish me luck!! i need to do this!