I’ve not drank wine for over a week now and I had a quarter of a glass when I did. To be fair I’ve only touched a brandy and a vodka in that week because I was poorly with a virus.
As for water I’m up to 4 cups a day at least. That’s 1 litre a day for me. Damn good as I wasn’t drinking that much in a month. 1 week ago
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There’s a difference between clearing your debts and organising your finances.
Why? I ask myself it’s all finances? Because I am so di organised!!!
Task
Organise what needs to be paid to the house
Organise my car finances
Organise files for bills weekly and monthly
Organise debts in my name and debts in his name that need to be paid weekly or monthly.
When am I going to start this? Today of course! 1 month ago
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Please God by Keeping Financial Records
When you think of following Jesus, your probably don’t think about keeping good financial records, but God wants you to keep track of what you spend, what you owe, and what you earn.
The Bible says we need to watch our financial interests closely. “Know the state of your flocks ”. Today we might say, “Know the state of your stocks’. In other words, we need to know where our money is going. People say money talks, but actually it just walks away quietly. And you wonder where it went.
Not knowing where your money is going equals disaster. You get into debt because you’re not keeping good records that show you what is happening with your finances. As the saying goes, you end up spending money you don’t have on things you don’t need to impress people you don’t even like.
And this causes all kinds of problems in your life. When you wonder where it all went, that is a warning sign. You are already in trouble if you don’t know where your money is going because ignorance and easy credit equals trouble.
You need to know what you owe, own, and earn. If you want your next ten years to be a decade of destiny, then you have to keep good records because riches can disappear fast.
Think about this: if you spent as much time writing down your finances as you do worrying about them, you’d probably have a lot less to worry about. You need to keep good records if you want God’s blessing on your finances. 2 months ago
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1/20 Paid Bills. Still need to pay for my Londonderry and Ferro straw storage and complete and send back the new contract. I need to get these sold as the storage fees have really added up. 4 months ago
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Doing this year’s taxes has made me realize that as my business develops, I will need to keep track of expenses including insurance, vehicle mileage, equipment, books, etc. 4 months ago
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My notion has been that in the process of doing my 2012 taxes (in progress, just waiting for a couple more statements) and then doing the FAFSA for C.L., I will come a long way toward accomplishing this goal. Fact is, however, that it won’t be “permanent.” Financial stuff requires maintenance. I hate that. Ug. 4 months ago
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I’ve been slacking a bit on this goal, so I did some makeup today and yesterday, including listening to all of Mortgages for Dummies. Yeah me! 4 months ago
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Went with our long delayed plan of a weekly talk with my husband about finances. I now have a list of all our accounts. Yeah!
Interestingly, Tyson’s book recommends not including your house among your assets when calculating your net worth unless you are planning upon eventually selling it to fund your retirement. 4 months ago
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1. Order credit reports from the three agencies from www.annualcreditreport.com and check for mistakes
A. Equifax
B. Experian
C. transUnion
2. Update Checkbook Registry
3. Update financial summary binder 5 months ago
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Left it too late again, so all I had time to do was read a bit more of the new edition of Personal Finance for Dummies. I’m at the point in the book where you actually have to start calculating your assets. Guess it’s time to get to work.
Today I need to make up the hour or so I missed this week. We’ll see how that goes. I need to stop adding more things to do each day when I can’t even seem to get the stuff I already have planned done. 5 months ago
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Tuesday: Skipped
Wednesday: 20 minutes (left it pretty late)
Thursday: Skipped
I’ve been a bit hit or miss with this goal, having managed it just twice in four days. I need to fit this in after I’m done exercising the horses for the day. But not so late that it cuts into my “get enough sleep goal. Afternoons or evenings? Maybe I should just plan to do this after lunch and a bath?
I really wanted to get this goal done in 2012, but it’s too late now. I think this would be a good choice for my 2013 New Year’s resolutions. 5 months ago
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Today, I’ve decided to devote at least 30 minutes per day to getting this goal done. Admittedly, more time would be better, but I don’t think I can face more than that!
Today: Done, started updating my checkbook registry. 5 months ago
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If whole life insurance is a good idea. Lots of websites say it’s not. But I don’t know if there are situations in which it is a good idea, and if so, if those apply in my case. Part of me wants to be a little more methodical in terms of saving/investing, but I’m not sure what the next step is after participating in a 401K. The insurance salesman obviously is going to point out that even if I max out the 401K for the rest of my life, I’m not going to be able to spend as much in retirement as I probably want to. Need to get to the bottom of this… 5 months ago
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Got the life insurance squared away. Next thing to deal with is probably stuff I need a lawyer for. Have my reference. I guess I’ll call her soon. Also need to take MIL up on her offer to help w/hubby’s outrageous student loans. Also need a new accountant. And need to remember to submit form for reimbursement for daycare expenses… 6 months ago
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How I did it: Followed the financial plan that I set up in coordination with my financial advisor, and began paying off my debt load slowly but surely.
I am now debt-free as of November 2011 and intend to stay that way.
Read how I did it… 6 months ago
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I even forgot when I set this but the truth is: I haven’t even started! I am on the road now, but going back home next week, I must work on that! 6 months ago
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This is one of the things I really need to get a handle on… 10 months ago
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