Start a Roth IRA

Seriously.
I have no idea.
I have one, but I don’t know what it is. I understand how ignorant that is, but the opportunity arose and my husband and I set one up. He knows what it is, and I know to nod and smile. = )

I gave up because the government at any point in time can start taxing the money that comes out of this type of IRA. I decided instead to teach myself investing hardcore and learn myself how to dominate the investing world…

I’m ready to get started, now that consumer debt is paid off. I already have a 403(b) with PaxWorld, a socially responsible mutual fund. It turns out I actually can roll it over into a Roth.

All I have to do is fill out some forms. And you’d think I was pulling a concrete block uphill, considering how long it’s taken me to do it.

I know I should really really do this right away, but being realistic about my psychology—I won’t start until I have completely paid off my debt.

I did this last year, but I still need to put in this year’s contribution!

I started my IRA on 1/18 with $1000 I had saved. New goal, max it out for the year!

I stuffed $30 into an envelope and labeled it “Savings for Roth IRA.” When I hit $500, I’ll start shopping.

A while ago, I was making a deposit and decided to talk with a guy about IRAs and investments. It was very informative and made me realize that now is really the time to get crackin’...

P should’ve had one when he was my age, so now I feel rushed to get this done.

OK, finally got this thing going and maxed it out for the year! I’ll be livin it up in death’s waiting room (FL) in no time!

Easy. I did it all over the phone. Took about 15 minutes. Next step: set up auto-deposit from my paycheck. That way I never see the money, and never miss it.