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Start a Roth IRA


 

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How to start a Roth IRA



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    PeaceNLove09 is writing down entries for future reference...

    Save for your future retirement! 7 months ago

    I want to open up one and max it out each year if possible.

    Suze Orman recommends this.



    rocketChips does all her own stunts and will defend her liver against all beers, foreign and domestic

    From moneychimp.com 12 months ago

    “IRAs were created to encourage people to save for their retirement, by offering them a significant tax break. They are intended for ordinary working people – not, for example, the wealthy (income limits prevent them from participating), or trust fund kids too lazy to get a job (contributions have to be made from salary, not from investments or other income).”

    I’m ordinary.
    I’m working.
    I’m people.
    Woo-hoo! IRA here I come!



    ChiOmegaGirl is a mommy! She's finally here!

    Ask me what this is. 14 months ago

    Seriously.
    I have no idea.
    I have one, but I don’t know what it is. I understand how ignorant that is, but the opportunity arose and my husband and I set one up. He knows what it is, and I know to nod and smile. = )



    Roth IRA 16 months ago

    I gave up because the government at any point in time can start taxing the money that comes out of this type of IRA. I decided instead to teach myself investing hardcore and learn myself how to dominate the investing world…



    kittycatpurr here fishy fishy

    okay! 16 months ago

    I’m ready to get started, now that consumer debt is paid off. I already have a 403(b) with PaxWorld, a socially responsible mutual fund. It turns out I actually can roll it over into a Roth.

    All I have to do is fill out some forms. And you’d think I was pulling a concrete block uphill, considering how long it’s taken me to do it.



    kittycatpurr here fishy fishy

    debt-free first 19 months ago

    I know I should really really do this right away, but being realistic about my psychology—I won’t start until I have completely paid off my debt.



    Start a Roth IRA 20 months ago

    I did this last year, but I still need to put in this year’s contribution!



    Eric could be better

    Finally! 21 months ago

    I started my IRA on 1/18 with $1000 I had saved. New goal, max it out for the year!



    GQkudzu really loves the pre-holidays.

    Small start 21 months ago

    I stuffed $30 into an envelope and labeled it “Savings for Roth IRA.” When I hit $500, I’ll start shopping.



    Muriel is realizing her life circumstances.

    Visited the Bank 22 months ago

    A while ago, I was making a deposit and decided to talk with a guy about IRAs and investments. It was very informative and made me realize that now is really the time to get crackin’...

    P should’ve had one when he was my age, so now I feel rushed to get this done.



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