pay all my debts

my next plan is to pay my credit card off…. :)

well… pay 70-80% of my credit card bill only…

since i’m expecting to more from my next paycheck, i’ll use it by paying a large chunk of my debt…

hope i could keep up… so i’ll try to avoid purchasing anything…

a little patience…

i want to start a new financial goal and i cant make it if i have other responsibilities…

its a lesson learned… and i learned it the hard way… and my family had to suffer… and i feel so sorry for them… :(

i was spending more than i can earn…

and it’s bad… and i had to pay the price—and in that case its expensive.

i had 2 loans which are earning interest and a credit card bill which is now over my card limit… in short… im in deep s**t :)

and the worst part of it? i havent seen anything… i didnt have any new gadget that would symbolize that i somehow made a right decision and say to myself “at least i saw something with my money”

and so… last payday… i was able to pay almost 80% of my loan #1 and tonight… i’ll be paying the 20% avoiding maturity… so it wouldnt accumulating interest.!!!!

congratulate me guys!!! hahahahah

and so i’m 35% debt free!!!

1. SINGTEL $927.20
2. My DEAREST friend Mursh $350
3. My MUM $300

It might be small now but i don’t want it to be a habit. Usually bad habits start from small. I’m going to start saving as much as i can and find a part-time job. It might sound easy but it a BIG LOAD for me. Schooling 9am to 5pm from Monday to Saturday is already great enough. Maby i could work during the night shift. But what kind of job can i get?

I am 20 years old. Right now in this present moment as it stands…I owe my school around $1500….I have around $3-4,000 in credit card debt…I owe Landmark Bank around $800…..I owe the city of Lewisville around $200…my car still has around $10k owed on it…and I owe my amazing friend Cara $10. I’d really like to take care of all of my debt so I can move forward, and be able to help others with their financial issues. I believe it can happen! :)

It was really satisfying getting out of debt; a peace of mind so I could sleep at night. It helped me be myself again, you know, not feeling burdened down by people you are indebted to, feeling obligated to agree with their choices or opinions etc. to avoid displeasure. I know it might sound strange, but it is hard to disagree with people you are obligated to, and i am glad to be free again. Now, I never borrow money unless it is like really really urgent, and I am sure that I can pay it back really really soon (Like a couple of days or a week at max). BEst of luck to you, if you are trying to do this.

Paid off my car and my tuition this year. Now my car is old, I need a new car!

I’m paying my student overdraft back £50.00 a month till it’s paid back

gee wouldnt that be swell, to be debt free? wish me luck,strangers….

going bankrupt… :(

Wouldn’t that be great?!