Pay down credit cards

my credit card debt is not too bad but i hate! having balances so i must pay them off. i think the balances keep me from sleeping at night. i am going to drastically cut my spending so i can handle these cards and stop throwing money away on interest rates.

One paid off. One more will be by the end of deployment. That will leave one. And quite a bit of other stuff.

Does anybody know the fastest way to eliminate credit card debt? One friend of mine told me that I could transfer my debt credit onto another card. So I should make application for credit card with balance transfer . I am going to create spending plan and asking for credit card with 0% APR on balance transfer. May be I will make the minimum payment on the old card while waiting for the balance transfer to take effect. As I rebuild my credit, I get access to best credit cards.

I’m not planning to stop using my credit cards. I just want to get the balances down so it doesn’t feel so overwhelming.