Start an RRSP

AWFUL.

I have no experience with investing. I have no practical economic knowledge base. I have no confidence with money. I am not comfortable dealing with my finances. If I had my way, I would put my money into a magical box and thirty years later I would have 130% of what I put into it. Alas, that is not the way setting up a savings plan works.

As the guy who was setting up my RSP asked me questions about my investor profile and how comfortable I was with risk, I could feel the blood drain from my face. I started getting a headache about five minutes into it. At fifteen minutes I wanted to punch something. By the end of it, I just wanted to get drunk and cry. (Sharing too much here? Sorry, I’m just venting.)

So why did I say it was worth doing? Because hopefully, in thirty years, it will be worth it. Hopefully I will have some income and won’t be eating cat food. I won’t know for sure for many years. But I set up a very conservative RRSP profile, and I can now sit back and “relax” in fear and terror.

Now that I have my new job (and have finished with my little shopping spree) I need to set up an RRSP in order to save for the future. I’m a little behind on this – nearly 30 years old at this point – but putting it off any longer is pushing the limits of irresponsibility. I’m calling the bank this afternoon to set up an appointment, so hopefully I can get this dealt within the next week. Being responsible isn’t fun, but it is important. And apparently some women find responsibility attractive, which is a bonus.

I am so grown up. I even impress myself with this one

I have an appointment with the bank to set up my rrsp account

went to the bank last week and set up a savings account. Once I get that credit card cleared – not much more to go now – we are having a meeting about an RRSP