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How to pay off my student loans
It made me
Psyched
 "So psyched to be completely and 100% debt free. I owe nothing to anyone."
How I did it: Fewer drinks at the bar, less stupid spending, went over expenses with a fine-tooth comb. The excel report from Capital One rocks. I didn't eat out as much, used public transportation, stopped playing/buying video games and carried no credit card debt from month to month. Lessons & tips: It feels better than anything you could've bought with the money.
7 people found this helpful
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wookid is 'getting real' about the kind of life I want to live
How I did it: For a long time I made slow, steady payments. Then recently, I was fortunate enough that I could FINALLY afford to pay that last big amount to get me over the hump. YAHOO! There's nothing fancy about it--paying off debt usually takes a long time. Have a good attitude about it, though! I never minded paying for my loans, as I felt so lucky to be able to go to college and grad school to begin with! :-)&nb… Read how I did it…
How I did it: It's great to get this off of my back. I finished paying them about a month go! I'm so proud of myself! I just made it a priority to pay off my loans so I didn't have to think about it for the next 10 years. Now... on to the next thing! Read how I did it…
Kim N is not organizing photos
How I did it: I just kept making payments every month, of course. Then, toward the end, I made bigger payments. Then I made a point to not spend a whole lot on other junk and paid off the loan in big chunks. Read how I did it…
How I did it: I moved to Iraq, and used the money from there to pay off my debts. Ouch, are they really forcing us to do this? I can't believe there is a minimum that you have to write on here. Read how I did it…
How I did it: Being in debt is like trying to come up for air, but it keeps pushing you down underwater. Once I found a net to pull me up, the rest was a bit easier.Finding a job, consolidating my student loans, my brother chipping in, living with my family, and spending only when it's appropriate all helped me pay off my student loans. Read on for more details! Read how I did it…
Elizabeth is making her apartment home... little by little!
In November my creditors will begin clamoring for my payments.
Oh joy.
:)
Thank goodness I have an excellent paying job… which I got through my education, which was paid for by loans. Wait, is this the beginning of a vicious cycle?
J/K – it will all be worth it in the end (or at least that’s the mantra I keep chanting, lol).
I think the payments are hitting the balance more than the interest now, because in four months $732.36 has hit the balance. (compare this to $866 in 7 months)
Don’t know if ya’ll have heard about this, but starting next month, the rules are changing!
1) A repayment plan will be made available that is INCOME-BASED.
2) There will be a LOAN FORGIVENESS program for people working in certain industries.
Read more! Tell all your friends!
http://www.avvo.com/legal-guides/ugc/student-loan-repayment-plans-coming-july-2009
This one will definitely be up here for awhile. I realize that paying this loan off will mean I have to free up some cash, by paying off my car loan first-which has a higher interest rate. Dang it…..I need other income flows. Please feel free to donate.
The one unconsolidated higher interest loan I have will be paid off in December of this year. Then I only have the one left to deal with and I can keep the payments at the same level and be paying ahead.
I tried to apply a little extra each month. Yeah! Finally one fewer bills to pay.
I graduated with about $10,000 in subsidized loans (not bad at all!) Since one had a 6% interest rate, my mom helped me pay that one off before it began to accrue interest, and I’ve been paying off two others at 4% (variable) interest for the past year at about $100/month . . . very reasonable! Now I have another $2,000 loan coming due next month at 5% interest, so I’m using the money I’ve saved to pay it off. $1K this month… then $1K next month (when I get paid again!)
Thank goodness I decided to attend a graduate school offering me a free ride! Now I can put the last $5,000 in forbearance until I graduate . . . Just think, I’ll have a master’s degree with only $5,000 to pay off. Not too shabby!
abrinin is updated the resumes!
18,000 in debt want to pay off before im 30!
 Greenville
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Emily asks,
“Out of curiosity, how much money do you have to pay back? I've already taken out 15k and I'm wondering how many people are in the same boat.”
— 2 years ago |
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Marcuseppes asks,
“If I have a 7,000 student loan to pay off, how much will I have to pay a month?”
— 3 years ago |
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dundi71 wants to draw more
learn yoga
remember people's names
Have 100+ subscribers to my blog
Read more books
do kegels every day
stop worrying
make some friends
IH1978 wants to write a book
redecorate my bedroom
start living not just existing
be an actor
Have my first kiss
learn to cook indian food
mintchip wants to run a marathon
make it rain
Explore the Catacombs beneath Paris
think before i speak
speak American accent free
