Enrolled in automatic debit which reduced my interest by .25%. Every little bit helps! 5 days ago
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Now that I’ve finished school, and have my MMA training on track, I’m ready to get that loan all paid off. Wish me luck!4 weeks ago
Private loans: 3 left. Paid off highest interest (9.75%) loan. Next highest: 8.25%
Federal Loans: 5 left
$16,279.75 4 weeks ago
I recently transferred the balance of my Direct Stafford Unsubsidized loan so that no interest accrues for 1 year. There was a small fee for the balance transfer but it was insignificant compared to the interest that used to accrue at 6.8%! I will definitely pay this balance off before one year. 4 weeks ago
Today I made my last payment against my student loans!!!! I graduated from the University of Texas at Austin with a Bachelor’s and Master’s and ended up with $50,000 in student loans.
$10k was taken out to help my parents. $10k was taken out to purchase my 2000 Toyota Camry which I still drive. $30,000 was taken out for school (mainly grad school).
Today I can finally say I am debt free!!!! I don’t plan on doing anything crazy today, just basking in the fact that I am debt free and owe no one any money! I’ve worked 2 jobs for the past year and it’s been really tiring. I work for a non-profit called KIPP and then I take vacation days to do consulting work. I’m glad I do not have to work 2 jobs anymore!!!
Anyway, I am done paying off my loans and I AM DEBT FREE!!!! 1 month ago
$700 something left on my highest interest private loan (9.75%)...hoping to pay that off next month. 1 month ago
My grace period has ended for my first loans(subsidized(a) and unsubsidized(b)). I made my first official payment (I made two mini payments before). My next loan-C kicks in in a few months.
Loan A – $23,000
Loan B – $13,300
Loan C – $7,500
Total Debt: $43,700
I’m very responsible when it comes to making payments between my credit cards and school loans, I always pay way before the due date. If I can, I pay more then the minimum. I still want to attend grad school which obviously will increase my loans. 1 month ago
How I did it: I started shoveling EVERY extra penny and selling off stuff to pay off. I realized that I would be paying on this for another 12 years with my measly payments and it pissed me off. I ended up paying the $12,000 balance in 64 days once I got serious!! soooo worth it! now I'm debt free! Read how I did it… 2 months ago