Untitled
1 day ago
The girl that rents my house is 2 months behind on the rent. As soon as she sends the damn check I can pay off my credit card.
People who have done this
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How to pay off my credit card
It made me
feel responsible
 "Very Important in these times"
How I did it: I really love Suze Orman and she has this plan where you line up all your credit cards by interest rate with the highest first. Then you pay the minimum on all the cards while paying a little extra on the first. After that one is paid off you switch the money that you had been paying monthly on the first card over to the second card on top of the minimum you were already paying. You do this until you're done! This was a lot easier for me though cause I only had two cards totaling $1,000. But for those of you with more, just keep with it and make it your priority! Lessons & tips: Remember that the lower your debt, the higher your credit score and in today's economy, having a high score is really important. Resources: Oprah's website, right now she has a lot of resources on there from Suze Orman
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It made me
ecstatic!
How I did it: I sat down and wrote out how much I make and how many bills I had to pay that were not my credit card.I then found out how much total out of my paycheck went to bills, how much I needed for necessities, and I wrote this on a month to month basis and paid the rest to my credit card.Every month I would do this (for every week of the month) and I continued until I had a zero balance. Read how I did it…
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It made me
relieved!!!!!
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It made me
Exstatic!
How I did it: Well, I used my savings. Not the best option, but it was either that or face an additional $39 "membership fee" So I had a decision to make. . . use the savings to pay it off NOW, or add an additional $39 to my balance for no reason. I chose to use my small amount of savings. I am now broke, with no savings, but no credit card debt, either! I'll use my tax return to supplement my savings account. :) Read how I did it…
→ See all 15 "How I did it" stories
People doing this are also doing these things:
Entries
The Latest.....
6 days ago
statement shows that I have managed to whittle my credit card debt down to £712.09. I’ve drawn up a budget for myself and should have everything paid off by the end of September.
Kristina is having the summer of her life!!!
Getting there...
1 week ago
my mom gave me one grand because she doesn’t want me to have a bad credit score so now I just have a couple hundred left and I’ll be done with this goal!! :-)
month 1 = success
1 week ago
I kept as strictly to the plan as possible and reduced my credit debt by $1300 in June! I’m heartened by the fact the number in front of my amount owed has changed from a 3 to a 1 in just one month :D
my balances
1 week ago
ok so i owe $1700.66 on my student visa card…
and i owe $644.14 on my chase visa card
my total credit card debt currently is $2344.80
eek!
but getting my tax return back should help me whittle this total down pretty quickly…
nepeta43 is... an Organized Self-Knowing Tree Hugger
getting fed up with this
1 week ago
I’m getting tired of seeing this goal on my list and not being able to do anything about it. Same old problem: I pay part of it, then my mother uses the card again, saying she’ll pay me back, but she rarely does. So I never make any progress.
ablack415 has moved into her new house!!
Update
3 weeks ago
Sears: $500
Best Buy: $350
US Bank: Paid off
B of A:$4,900.70
So frustrating
3 weeks ago
My goal this year was to pay off my credit card debt. It got up to $2500 and I worked an extra day for a couple months while another employee was out from a surgery and applied that money towards my debt. I also had opened an account for a free $100. I also used part of my large tax refund. I got it down to $900 so things were looking good that I would be able to pay it off.
My husband was out of work for two months and we used our emergency fund to pay some bills. Well our cat got really sick and had to have surgery and I had to put his vet bill on the credit card, but it is worth it to see him back to his old self again. Plus I’m about to put my health insurance on there too since I don’t want to risk going without it this summer.
That means my credit card debt will be back up to $1900. Almost where I started in January. I’m not going to make very large payments for awhile until our emergency fund is back to where it should be either. It’s so depressing.
