mholikOne more!!
Plus the consolidation loan. So good!! Just one more…. 1 month ago
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Recent activity
karmes
It made me
Relieved 
How I did it: I maxed out my credit card twice over whilst living beyond my means at uni, and whilst my debt was miniscule compared to some, in relation to my income it put me under strain.
The first time I paid it off, my lack of self control meant I ended up in more debt than before. I was sick of a large chunk of my income every month going towards making the minimum payment, and decided to get serious about paying it off. This meant cutting up the card, throwing out the card pieces and removing it from all my online shopping haunts. I started taking more overtime at work and paying off £100 a month, bringing the total from £1250 to around £800 before switching jobs. With my new increased income I was able to pay the remainder off in three months and am now looking forward to closing the account forever as I don't trust myself to have it open 'just in case'.
Read how I did it… 1 month ago
Oh_So_EmoCurrent card stats
I have a current balance of $7,765.78, a maximum balance of $10,500, and an interest rate of 16.99%. This is as of 2/14/2013. 3 months ago
mholik2 cards and one loan
I have consolidated 2 cards into the 9% loan and still have 2 cards out there carrying a balance. If I get a tax return I plan to put it all towards paying down the higher interest one and then if the balance gets low enough, transfer it to one card just to simplify life and chip away at it better. 3 months ago
HistoryGeekablePaying it off on time
I have been doing a good job of paying my credit card on time every month and this has had a positive impact on my credit score. I am now going to work on getting the balance cleared off by June. 3 months ago
gothelinSo I did it...
A few years back! :) Old debt is gone.
New debt however, well…that’s a new story. 3 months ago
SherrilynUntitled
Well, I’ve done it before, I can do it again. Just had a major car repair that cost $2100, so that’s gonna set this goal back a bit. Yay. But I keep monitoring my purchases, always asking do I REALLY NEED this thing? So often, the answer is no, or at least, not right now. 4 months ago
