establish good credit

This goal has been much harder than I thought it would be! Because I am under 21, I cannot apply for a credit card in my state without a cosigner (something that is against my moral values and I am not willing to do at all) unless I have been “gainfully employed” for over 12 months. So even though I am able to make payments and only want a card to establish some form of credit, I can’t for another 9 months… This seems like something the government is having too much influence in. What people do with their money is not for the regulation of the state in my opinion other than taxes and such. The responsible, honest people always have to pay for the shortcomings of the irresponsible. 2 months ago