get health insurance

1. I looked on my current doctor’s website for information on what insurance they accept. If it’s unaffordable, I may have to change doctors but I’d like to remain with Dr. K if it’s at all possible.
2. I contacted my former insurance agent through her website to request information. Yep, I’m phone-phobic, but at least I’m getting it done.

which means I will join the ranks of the uninsured as of the first of the year, unless I do something about it. I’ve never been uninsured in my life – grew up in Canada and lived there for 22 years – and I’m not comfortable with the concept. I have the phone number of the insurance agent I used when I first moved to the States and was unemployed. She was an incredibly annoying person (to me, anyway – I’m sure some people find her lovely) but she was very understanding of my situation and found me very affordable insurance that suited my needs. I need to call her soon.

I just got the packet in the mail and this will not do anything for me. So I am going to call to cancel it first thing Monday morning. I did try so I just have to wait until January.

Deadline: Nov. 15, 2009

I’ve been meaning to get health insurance but keep forgetting – thus, I put this on my goal sheet.

I’m mainly/only interested in getting insurance for catastrophic situations/emergencies.

I looked into HSA and it seemed ok.

It’s not United Health Care like my job offers but if all goes well I will be insured October 2009. Then January 2010 I will have the job insurance which is United Health Care. But if I like the insurance I’m about to get for the time being, I may just stick with it. So we will see.

A new opening period for health insurance is coming up for part-time employees. July 1-31, I can’t wait!!!!

But due to our income I didn’t take it. We aren’t struggling with the bills, but I don’t want to make a reason to start.

But I do need it.

We both do.

Next time they offer it, I’m going to take it.

Just the other day I had a migraine for four days straight.

Couldn’t go the hospital, that was the pits.

So, now that I’ve had my hours cut back, I’m making less money. And this means I might be able to qualify for HealthyNY. But we’ll have to see. To be continued…

This will probably be the first goal I accomplish.

Here’s a preemptive lesson. Don’t be afraid to go see a doctor even if you don’t have insurance. Sometimes healthcare providers have a sliding-scale or patient assistance program for the uninsured, or you can get prescriptions on the cheap through the mail through their associated pharmacies. See what your options are.

I can’t get insurance through my job and realistically speaking, I cannot afford health insurance at full cost. Apparently, though I make too much money to qualify for low-cost insurance. I hate the whole stupid system. It’s like if you don’t have kids, you can’t get help!