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How to stick to a budget
It made me
feel stable
 "Tracking your spending is only half the battle."
How I did it: I categorized my budget in Quicken and tracked every dollar that I spent. I realized after a couple months that I was tracking my spending but not doing anything with that data. Now I check on how I'm spending in each category periodically.
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How I did it: I heard about this book by Dave Ramsey called the Total Money Make over. I read it and it was awesome! I mean, it really made sense and motivated me. It took the fear away. Then I was able to make progress. Read how I did it…
How I did it: I tracked all my income and expenses and after two months set a budget. I did not alter my spending when I was collecting my data so the figures I based my budget on were accurate. I recorded everything and then did the analysis. I decided what I wanted to spend my money on and set out my target for each category on paper. Every evening I recorded … Read how I did it…
Trashcan Fashionista is living it up!
How I did it: I made a spreadsheet of all my bills and check them off as I pay them. It helped me stop overdrawing my account. Now I actually have money to put into savings. I really stop and think about something before I buy it. It also helps having a goal in mind when saving. I like the idea of having extra money in case something unexpected happens and I need money fast. Read how I did it…
How I did it: For the first month, I spent money as usual, trying to stay within reason. I wrote down EVERYTHING I spent. Even change in pop machines. At the end of the month, I added everything up, using categories like "dining out", "car maintenance", and "household maintenance" to understand more about where my money was actually going. Calculated my total take-home pay, and then found out if I was under or over that amount. From there I had to make… Read how I did it…
How I did it: I think the best tool I had available to me was Mint.com. It's this free, online software that gives you the option of tracking all of your purchases, so you can see where your money is going. You can also create an itemized monthly budget for yourself, where you can see if you've gone over-budget, if you're spending at a rate that will send you over-budget, or if you're right on track. You can set up email ale… Read how I did it…
Well, I’m having a hell of a wake up call regarding my finances – really having a tough time.
Since the beginning of the year I have drastically cut back on how much I spend, but not in any planned way.
Now, over the next couple of days i plan to add all my expenses to a spreadsheet and start being systematic about where my money is going.
Bblouder Just B
It’s so much better for me to take my spending money out. When I have the cash in my hand, I think twice about spending.
I took out 1000R yesterday, but how quickly it goes! I have to pay for phone credit, electricity, train fares, yoga classes, vegetables, meep!
I must be careful. I wanted this to last me a month. Now I’ll be lucky if it lasts two weeks.
I use to be good at this, but with the economy today things have fallen through the cracks.
sweet vv is ready to change her world
i have a real problem with budgets. i’m a big spender and i love to buy new things, so this is more than necessary to avoid a lot of problems in the future. this is what i plan to do:
I’m at the end of my first month here, and I think I will have made it through my first month without drawing money from my bank account once, and with my last $100 bill yet to change. If I can be careful with June as well, I can really kick up my heels in Grahamstown and adventuring after, and maybe have something to start me off wherever I go. I still need to check my account balance.
I have 90 rand left from my initial money change. I need to try to make it to the end of the week on that, but I’ll have to change money again by Sunday for my weekly contribution to the communal Food Pot. I will be close to my goal- 3 weeks is a long time and if I can do a repeat of that (which should be easier once we start rehearsals) I will be in great shape when we go to grahamstown.
However, I MUST check my bank balance this week.
okay. I have 950 R. I know I will spend 11R on train transport today and I spent 65R on internet for the month and I’m hoping to buy a birthday present for a friend back home. I’ve already put 100 R in the collective food pot. I’ll note any additional expenses tonight, but my hope is to make this 950 last until June.
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yegads. spent 30 R on food and 130 on a birthday gift plus 5 on bananas.
Tomorrow I must
1. Find out exactly how much money is in my bank account back home
2. Find out exactly how much cash I have here
3. Start tracking my spending in detail
Full report tomorrow!
Harri wants to move to Canada
go fly a kite
be more confident
get another tattoo
Learn how to grind dance for free and fast.
get the word "like" (like, where it isn't necessary) out of my speech habits!
Keep in Better Contact With the Friends I Have and Make New Friends
Be more tolerant
Make a quilt
make the guy i love love me back
flirt more
write with my left hand
Go on a road trip
participate in a triathalon
Michi wants to study abroad
Learn to knit
learn yoga
learn to love myself
watch all three extended 'lord of the rings' movies back-to-back-to-back
take more photographs
Buy land
consume less caffeine
clean my bedroom
Sundays Child ~ Faith, Hope & Love ♥ wants to pray more
Maintain a positive attitude
create my virtual model
Make a reading list and start reading more
start painting again
