Although at this very moment I feel behind a bit, since moving this “thing” has been evolving swimmingly. Many small, annoying debts have found themselves away, and the big ones (for the most part) seem manageable. The goal is to be rid of this completely in 5 years (by the time I’m 30), while still saving what I can. I realize that I never know what is going to happen next. I never know what crazy idea I will come up with. All I can do is be prepared for whatever nuttiness I come up with. This revelation was one of the most amazing and important I’ve had this year.
Nov 16, 06:47PM PST | 0 comments
I’m a student, so huge debts, can’t wait to start paying it off!!!
Nov 09, 02:59PM PST | 0 comments
I’ve budgeted, I’m making more than minimum payments, and I’m looking forward to the day debt is behind me.
Oct 26, 08:32PM PDT | 2 cheers | 1 comment
rvmc We love because it is the only true adventure.
is gone. Student loan with IRD is gone. Now there’s just Studylink student loan and the loan to Dad. Getting there. Keep positive…
Oct 07, 11:07PM PDT | 2 cheers | 0 comments
kikimasu is back to posting on her journal instead of in this public place.
I got my free credit reports this past week and everything is spotless. I now have two credit cards and some student debt left to pay. The total is about $16k. Even with my trip next month, I should be below 15k by the end of the year. Of course, as soon as I get it down a little lower, I’m looking into grad school, which means more debt unless I can get a job at the college first. We’ll see how it goes. But at least I can THINK about grad school now. I wasn’t willing to go with all the debt already looming over my head so I’ve been putting it off. Now it feels like time to start studying for the GRE. Yay!
Sep 04, 01:39PM PDT | 2 cheers | 1 comment
rvmc We love because it is the only true adventure.
Two years ago debt was about $20k.
As of today it’s $14k.
In a month it will be $12k.
By June next year it will be paid off.
I’m making regular fortnightly payments, and also saving up what I can for lump sum payments.
I can’t wait to be debt free. I can taste it.
Aug 01, 03:16AM PDT | 0 comments
kikimasu is back to posting on her journal instead of in this public place.
Two of my debts were wiped clean unexpectedly, which means I’m already below my $20000 goal for the end of the year. We’ll see how much more I can knock off by December. Very exciting! Of course, I’m taking a trip in October, which will accrue a little debt, but I’m trying to be smart about it so it won’t set me back too much.
Jul 25, 05:28AM PDT | 1 cheer | 2 comments
Ameliarator had fun make a pillow fort with her daughter!
10,000 (Husband’s credit card)
14,500 (Student loans)
6,500 (credit card)
31,000 dollars left to go
31,000/45,000: Amount paid off 14,000 dollars already!!!
I won some money and we put it all towards bills! I never ever gamble… but I put a dollar in a machine cause i was waiting for my friend to finish her game! Lucky!
Jun 18, 03:34AM PDT | 0 comments
Ameliarator had fun make a pillow fort with her daughter!
We filed our income taxes and got some cash back. We used it all to pay off 3/4 credit cards. Now we still have 2 loans out (10,000); 2 student loans (22,500); and the last credit card (6,800)
So 38,500 dollars left to go.
But that’s 38500/45000 So for the first year of paying off our bills, we have done pretty well.
We will have 12,500 paid off by Christmas.
Then we will be down to 26,500… YAYS!
May 21, 03:00PM PDT | 0 comments
So, I’m 21 years old and approx $23,000.00 in debt with NOTHING to show for it. I just can’t help buying clothes, food, books, etc. I think I’m addicted to spending money. I am DESPERATE to pay my debt because I would like to quit working full time and go to university.
No one knows I’m in debt because I hide it from my family and friends, I hate feeling guilty.
I really do lack self-control and discipline.
Any suggestions? My debt is controlling my life!
Apr 20, 06:40PM PDT | 3 comments