I’ve paid off my overdraft, most of the stuff bought on credit and money owed to family members… It’s just my bicycle left now. I think I have about 700 left to pay :/ which is a lot. I need to find out really so my aim is to call the finance company within the next week to give myself the actual figure. Then I can see when I can pay it off in full instead of monthly installments.
Right now and in the future my aim is to not buy anything on finance ever again. I don’t like the feeling and it creates unwanted stress.
My goal for when I have no debt left is to save 2000-3000, quit my current job and go traveling… I need to start planning so I have something to work towards to keep me motivated. I’m young I don’t want to miss this opportunity. 11 months ago
I’ve currently lost my job and I’ve been living on debt for the past month. 12 months ago
I currently have about £3000 to pay off. I think I can half this by Christmas. That is my goal. 17 months ago
I will be paying off all my current debt just in time to head off to grad school. I hope to live in such a way as not to occur too much more debt as I finish up my schooling. It has taken me a long time to get it paid off, and I don’t want to have to go through the process again! 21 months ago
Almost done with this goal, just have student loans left of $6,000. Paid off $23,000 in one year so far !
Yipee!!!! Hoping to be done by May. I am currently listening to the Dave Ramsey show podcast for inspiration. 23 months ago
I started this process in March 2010 when I realised that my levels of credit card debt were unsustainable. I took out 2 three year loans and used the money to clear off my credit cards. I then closed all but one of the credit card accounts and reduced the credit limit on my remaining card to 1000 euros. I should be virtually debt free by March 2013, excluding my mortage of course. Having to adjust my lifestyle and limit my spending has been really tough at times, some months I have had very little disposable income and so have not always been able to buy what I want or go out at the weekends. I can’t wait until my debts are cleared so that I can start enjoying a comfortable and debt free standard of living. 2 years ago