clear debts, clear credit bills, be debt free

I have succeeded in clearing my visa bills promptly each month and saving a lot of money from each month’s wage packet into the next and yet still my bank succeeds in screwing up my current account and debting money when they should not have and then debting more because the original debt put my current account into the red.

I just dont understand how a bank does that when you have other accounts with them which are so full of money, I can only conclude that while it seems like a lot of money to me its small change for them and they dont think I’m important enough not to piss off.

I’ve got more expenses on my credit card again and I’ve not cleared my university debts with my credit union yet.

Although on the upside I’ve planned my expenses this months after getting paid a couple of days ago and I’m going to be able to make increased repayments this month.

Next month I’m getting a savings account.

Yesterday I cleared a lot of my debt in a single go by paying off my credit card bill, I now have some loans to pay back and some personal debts to friends and family and I will be debt free at last