Never have to deal with Debt
18 months ago
Debt hurt my finances in the past so never having to deal with that again would be key.
People doing this are also doing these things:
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EEEP.
2 years ago
Close call. Have no idea how it happened, but I was almost charged an unpaid fee of £38 because I used my debit card when there was no money on my account.
It might have happened like this- I may have bought something with ebay and then taken money out of my account at an ATM. This meant that when money came out of my account to pay for the ebay item via paypal I had no money in my account.
Damn delayed ebay/paypal payments. Whenever I buy from them now I will have to wait about 12 days until it shows up- that or make sure I have over £100 in my account at all times. It’s not as easy as it sounds… but you all know this. So there you have it.
This experience has taught me 2 things- one- that it is easier to forget how much money you have spent than you would think- and two- that unless your dad has a personal banker, this is hard to sort out.
Untitled
2 years ago
It’s christmas, so I suppose this happens quite a lot, but I went out and brought lots of presents and then realised that I hadn’t calculated how much money I had spent on the internet too. I can’t go overdrawn on my card so that’s lucky but I’ll have to remember this and learn from it.
Then again...
3 years ago
I used to think that being in debt was the worst thing and that saving and paying my own way was the only way to go – I was so proud that I owned my car outright and planned to do the same with everything. I still believe that, fundamentally, but what it means is that I go without now and am still unable to save, and then I am unable to do the things I need/want to do. So, I have a plan to enable my own autonomy…and it involves a bit of debt to help me out of the hole I’m in. I’m beginning to see that it’s worth it. Because saving is optional but paying a debt off isn’t, so it’s much more likely to be accomplished that way round.
