start saving for retirement

I deposited $1200.00. I guess I need to start off small and work my way up. Eventually I will open a Roth IRA and a 401k, but for I need to get the basics of savings in my system.

I opened an online savings account and put in some of my income tax refund. I figure since I don’t have a 401k or anything like that, a savings account is the next best thing.

It seems like as soon as I get a bit of cash socked away for the future, something comes up and I must spend it. I need to think of retirement (hopefully only 30 years away!) and save some money.

From now on, 4 percent of my income will be going into a 403b plan- and another 2 percent will be added by my employer. Figured you’re never too young to start planning for the future :-)

I know systematic savings is the only way to go with this goal… and I’m already doing that very thing in order to achieve other financial goals… it just seems like there is not enough left every paycheck or every month to put away. I recently got a (albeit, meager) raise, so I’m going to begin putting that in a bank account that I never touch… that way I’ll be saving and I wont feel it because I’m not yet used to that slight increase in my paycheck.

I am 28 years old and know that if I start saving now i will have a nice chunk of change by the time I retire. The future of Social Security is so uncertain, who knows if it will be around by the time I am ready to use it.

Right about the time I reach goal number 4 on my list (get my bachelors degree) I’ll be having to get really really serious about planning for retirement – because it will then be literally around the corner. Systematic saving is the only way to go, it just needs to be implemented.

I started this one, and have a plan to catch up in the next 2-3 years. I actually st up my 401K plan with my work, and rolled my Best Buy 401K plan into it. It’s not much. When I retire, it may be like 6 months worth of time. But hopefully, when the kids are out of Daycare, most of the $350/week we are putting into it will be able to be diverted into a IRA. Hopefully.

alright about a month ago i started up a 401K at work, that means that everything i put in it, my job will match it. I am planing for my retirement at 23!!! i am honestly proud

I have to find a job that even pays me enough to save! Or, I could just stop drinking and buying Pepsi each month and put that money into the savings account…