start saving for retirement

From now on, 4 percent of my income will be going into a 403b plan- and another 2 percent will be added by my employer. Figured you’re never too young to start planning for the future :-)

I know systematic savings is the only way to go with this goal… and I’m already doing that very thing in order to achieve other financial goals… it just seems like there is not enough left every paycheck or every month to put away. I recently got a (albeit, meager) raise, so I’m going to begin putting that in a bank account that I never touch… that way I’ll be saving and I wont feel it because I’m not yet used to that slight increase in my paycheck.

I am 28 years old and know that if I start saving now i will have a nice chunk of change by the time I retire. The future of Social Security is so uncertain, who knows if it will be around by the time I am ready to use it.

Right about the time I reach goal number 4 on my list (get my bachelors degree) I’ll be having to get really really serious about planning for retirement – because it will then be literally around the corner. Systematic saving is the only way to go, it just needs to be implemented.

a 401k and a roth ira

woohoo!

I started this one, and have a plan to catch up in the next 2-3 years. I actually st up my 401K plan with my work, and rolled my Best Buy 401K plan into it. It’s not much. When I retire, it may be like 6 months worth of time. But hopefully, when the kids are out of Daycare, most of the $350/week we are putting into it will be able to be diverted into a IRA. Hopefully.

Started my 401(k) in February 07. Yay me! Feels good to start it at age 23. And I hope as I move up where I work/in the world, I can put more in it, because my cheap-ass employer doesn’t do matching!

alright about a month ago i started up a 401K at work, that means that everything i put in it, my job will match it. I am planing for my retirement at 23!!! i am honestly proud

I’m in grad school right now (read: lots of student loans, own no furniture, don’t have a car) but I want to start something for retirement by the time I’m 30. My 25th birthday is this week so I think it’s a reasonable goal…I will be out of school by then and will hopefully have a “real” job.

It’s a start. We don’t have a lot of disposable income so it’s hard to sock away $2K someplace we can’t get to if we need it. At least with CDs we get a little more interest than in a savings account.