oh yes, getting out of debt is key in 2013 for sure.

found this, poor production but content is true.

http://www.youtube.com/watch?v=rBvNuijc4m4 2 days ago

So I live in a French province and speak horrible French so I am working with the government to help me get into a funded French integration program. Learning French will allow me to get better and higher paying jobs here and if I move somewhere else the second language will be a huge asset.

Once I find a job again I plan to continue living really simply and aggressively paying of my debt. With my credit card canceled all I have to pay off is about $1400 – which was close to $2000 a few months ago. Once this is paid I plan to pay back my provincial student loan of $10,000 and my federal student loan of $28,000. 1 week ago

Today after yoga, I am going to make my payment to Kohls and be one less indebted. Next will be a lump payment to Discover. It will be paid down to 4000, maybe a little less. After this payment, I will owe 10K in credit card debt over 2 cards. I decided to pay it down now so that come August when I have to replace my vehicle, it will hopefully be reflected in my credit report. This debt could have been paid a lot sooner if my credit union had granted me a consolidation loan.

I need to look into how my credit score will be affected by my closing accounts that are on my account, but haven’t used in years. Anyone know? 3 weeks ago

Here is the current status:

1. Debt at 12% – Paid off as of December 2011
2. Debt at 15% – Paid off as of February 2012 (2 months ahead of schedule)
3. Debt at 0% – Paid off as of July 2012 (2 months ahead of schedule)
4. Debt at 0% – Paid off as of September 2012
5. My car loan – Paid off as of August 2012 (8 months ahead of schedule)
6. My student loans – Goal June 2013 – about 18K left

Just finished refinancing our house and unfortunately it looks like the final student loan payement won’t be until September not June as we originally had hoped. The refinancing was still a great idea though since it has a payback period of only 6 months. 3 weeks ago

Ready to get moving on this!!! My hubby’s got a good full time position now where we can just about make ends meet. Now that our little guy’s a few months old I need to get back to some PT work to give us a cushion and start paying down some debt. More details to come! 3 weeks ago