Pay off my Target bill

I actually paid this off on Thursday, May 17th! Done & done. I called to say I wanted to pay it off. I am trying to clean up my credit. The woman on the line said that she could remove the 2 late fees and that would put my account in paying and good standing . . so that reduced the total by like 70 bucks . . .and they took the payment out and all is well. WHOO HOO! Done & Done!

so i fell off on this big time for a bit. i am back on the wagon and ready and rearin’ to go. i made a payment for this month. changed from paper statements to e-statements and hopefully in 5 months i will be completely done with this. the balance on the bill is not much, but i get paid only once a month . . . so to take a chunk of my check to pay on it would effect me more than the average person that gets paid weekly or twice a month.

feeling positive . . .

it won’t be happening this month. i have a baby shower i am helping to host, and i tithed this month . . . it is a long story, but the final point is . . . target will still be on the radar in april. oh geez . . i have a wedding in april and i need to give money to my cousin for my dress . .. i am in a wedding in december and the down payment is due . . . oh and then i need to find something to wear to the april wedding, get my hair done . . . et al . .. once a month . . . not cool. that is so not hot!

So, I know that I said I would be able to pay this off by the end of the month . .. well, looking closer to my financial obligations this month . .. that is not going to happen.

I have rent, transportation, tithes, taxes (PIF), and a party to plan for. My cell phone, electricity, cable/net, home telephone. With all of that, it only leave me with like a hundred and eighty bucks for the month. Not good. So, I will pay like half of my Target bill and plan to pay it all off next month.

I am sad, I was really looking forward to taking this off of my lists, but it is better to have realistic goals that you can really handle, than unrealistic goals that set you further away from your objectives.

Be well out there . ...

In an effort to be rid of all balances on existing and closed credit accounts I want this and all credit card bills to be paid off by the end of June 2007. I am currently on a payment plan and have got it less than 500 bucks . .. now for the rest. Patience and persistence will eventually pay off. Until then . .. sick of being broke! : (