Whisparella is debating many options.
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1 month ago
I officially paid off my credit card and opened a savings account! I’m quite excited. My savings account isn’t huge but it will grow over time.
How to start a savings account
It made me
Happy and Secure! 
"It's great having money in the bank!"
How I did it: I opened up an account at my local credit union. They have a thing where when you make purchases with your debit card, it rounds it up and puts the extra change into your account. Saving money without even trying!
I also take $100-$150 from my check every week and throw it into my savings account.
Lessons & tips: Not to sound like NIKE, but JUST DO IT! Put it in your savings and don't look at it.
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catsimple needs some motivation to sort out her life
For the future
5 months ago
I have never been able to save a penny in my life. As my mother always says ‘money burns a hole in my pocket’. As a result I am in great debt.
I am determind to change this. Lately my partner and I have become engaged. Although the wedding is years and years away (since we are both 19) I would like to know that I atleast have some money to put towards it. We are also looking into getting a flat together after I finish University (2years)
All in all, it’s about time I started saving!
m1ssjade loving my goals
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5 months ago
i spend so much money on absolute crap, dvds, clothes, novelty items
i want to save the money i spend on that crap and put it towards better things like travel a house etc
Lets start saving!
12 months ago
As much as I hate these things because it’s money that I don’t use on manga…much…I need a savings account so that I’ll keep my dirty mits off my money and let it grow. ^^;
that one girl knows that all big changes are made one small decision at a time!
planning is everything.
12 months ago
i don’t think at this point i can put aside 10% of my income. i’m thinking i am going to start by saying in 3 months of 2009, i would like to have 400$ in the savings account. enough to start with and leaving us plenty to pay off old bills.
that one girl knows that all big changes are made one small decision at a time!
current state of affairs. . .
13 months ago
i think i might change this to a piggy bank. literally.
jenuine adores 43things ♥
Woohoo!
16 months ago
It’s one of my summer goals, and I’ve already accomplished it :)
I love this new bank. The people are so friendly! It didn’t cost me a dime to open, either.
Now I’m motivated to check off a few more summer goals right away! :)
Doing my homework
17 months ago
I’m researching all my possibilities in an effort to find the account with the highest APY or APR that also doesn’t have rigid rules and fees/penalties (hidden or not), that’s with a reputable company. So far I’ve found that Charles Schwab Bank offers an interest checking account with an APY of 2.01% which is much higher than the current interest rate that National City offers on it’s savings account – a paltry .03%.
Charles Schwab Interest Checking:
http://a15.g.akamai.net/f/15/5616/5s/schwab.download.akamai.com/5616/m/q307/hyic/?src=nnc
feels good
17 months ago
I went down to Wachovia a couple of days ago and opened a savings account, and an extra checking account to boot. I’m gonna save $150 a week for a year to fund a 6 month vagabonding trip around the world. Frick yeah
