save 3000 dollars

im saving money how?

My hubby and I would like to go on a real honey moon…the first week of april. We figure we are going to need about 3000 dollars to do this. So, I am having a hard time figuring out exactly how much we would have to save each week or whether its even possible. But here we go!

Well obviously im writting and im here because i need to save 3 grand. I’m going to Japan in May and i don’t have a job ( whose fault is that?) and this is something i really want to do. It would be a great achievment for me to save that much, but it’ll be hard. I like shopping =/ not always but if see something nice then its hard not to buy it, but i can wait, its not that much f a big deal. The reason im going to japan is for a missions trip im ding with a church. Its really what i love doing most and im trying to find a career from it. So i will keep you guys posted. So far i’ve gathered a lousy amount of 60 dollars, but hey! Thats 60 dollars more! So i’ll try to stay positve. I need more support though, my family is not all that excited for me as i travel. I guess thats why i fail so much trying to raise money. I was good at it when i was like 10 ….but man what 8 years does to you!

I just hit $2500. Considering that 6 weeks ago, I had just hit $1500, that’s really kind of something. I saved $1000 in six weeks!

Anyway, Three more weeks till my goal date, the 12th, so if I keep going at about the same rate, the last $500 will be a piece of cake. YAY!

I’m at $2,125.00 right now, which isn’t bad, but it turns out I’m only going to be able to put in about $270 in this month, which puts me about $610 short of my goal.

It was already clear to me a few months ago that I’d be a few hundred short of the goal by the goal date, that being September 1st. But I had also thought that in August, I’d be able to put aside four or five hundred dollars towards it, and then I got hired to play in a wedding band for which I got paid $300 this past weekend. It would have put me really, really close, but it’s just not going to happen.

Oh well. The goal was really to have $3000 or more by my move date, which is another two weeks after the first, so it’s no big deal, since I’ll still be working both jobs to the end of the second week of September, and I’ll probably work the last two days before I pick up my truck at my night job.

I have another paid music gig this week that might make me a hundred or so, and possibly another wedding on the 9th of September, which would be another $300.

Add in my return on my apartment’s security deposit, which will hopefully be a full $595, and I should be well beyond my goal.

I’m officially changing my goal date to September 12th, and I’m also allowing it to include money that I have earned, but have not yet recieved payment for by that day. It should all roughly total up to around $3500, but it’s still too early to say. We’ll see.

Anyway, right now, I’m at 71% with seven weeks left to go. Not too bad.

$1500, you are my bitch.

Man, I’m $84.19 away from my halfway point. I’m actually ahead of “schedule” by quite a lot, so I’m stoked, but it would be SOOOO nice to be at $1500 right now, just for the peace of mind.

I’ve been working at my night job a lot more than I had been figuring on for my budget, so whereas it’s driving me crazy, and I need to start cutting back down to 2 or 3 days a week instead of the 5 I’m doing this week (this is in addition to a full-time day job, and playing in several bands as well) so I can do things like laundry, dishes, and I dunno…sleep? Ever heard of it?

But yeah, it’s good to be ahead of the game.

I also very likely will be playing with some friends at a wedding late next month, and it might earn me a solid $300. That would be nice.

I’m at 38% right now, and by the end of the month, should be almost at halfway. Starting to get excited! I can do it! I can do it!

I just dumped $270 into my savings account, which puts me at $863, about 29%. Two more paychecks from the day job and one more from the night job before the months is over. Out of that, the remaining $137 to get me to $1000, one-third of the way towards the goal, is a piece of cake.

That leaves me about three months (though September 1st isn’t the exact deadline for my goal, just “September”) to make the remaining $2000.

I will have accumulated the first $1000 in about two and a half months. I also worked myself to death, but I was also in school. I might be able to work a few more hours at the night job with a little more ease, since I won’t have homework and deadlines to worry about, though I am still considering taking a summer school class.

However, $2000 in three months, considering how much I make, could still be tricky.

I’m allowing myself a slightly higher disposable spending budget until June than I usually allow (by about $20-$30 a week), but I just have to relax a little. Between about September through April of last year, other than the week of my birthday and thanksgiving, things were pretty grueling and always really tight. I need to stretch my legs a little.

Since my savings goal is in tandem with my moving to Seattle goal, the exact mark of $3000 may not be necessary. More than that would be ideal, but I may be able to successfully move without too much trouble with a few hundred shy of three grand.

Unless it gets too late into september, though, I think I’ll stick it out until I have at least $3000 sitting in the savings account.

Another great thing is that with my bank, they stop charging me monthly fees of $3.00 for keeping my savings account after I have exceeded a balance of $600. The amount of interest I accrue will also likely increase as well.

It’s funny how they charge you more money the less money you have, isn’t it.

However, a very good friend of mine, who I’m in a band with, has another band who I occasionally sit in with on banjo when their fiddle player can’t make it (I never thought I’d be in a country band, much less enjoy it so freaking much). They’re touring northern continental europe in September, and he’s BEGGING me to go with them.

It would be such an awesome experience, but it not be plausible. I can’t afford to pay for myself without totally forfeiting my goal here. Even if I don’t move to Seattle, I need to have that money for something really important. I do love music, I love playing, going to Europe would be so exciting and so experience-building. However, I’m not even an official member of this band, I decided a while ago that music will not be my official career (short of being one of those indie-hobbyists who stumbles onto critical and financial success without selling his soul…too much). It sort of throws an odd wrench into everything.

There is a possible happy medium, though. If they need me bad enough, and provided I am very near my $3000 goal, they could subsidise my travel expenses, it’d be right around the time that I’d be planning on moving anyway, and I could just do my last day at the local jobs, go to Holland and Belgium to play some old timey country for a week or two, fly back home, say goodbye to everybody, and then pack up the truck and head for Seattle.

We’ll have to see.

Anyway, still not close enough to the goal to get complacent yet, but I’m pretty stoked at having come this far without once having to dip into the pot, and with relative “ease”. I mean, I’ve been working a lot and pretty hard, but there have been no major meltdowns or singularly huge obstacles. It’s been pretty steady.

I’m one-fifth there. I’m on a good track to be one-third there by the end of the month!