be free of debt

alright so i paid off all my credit card debt and have kept it off for 6 months BUT that was a separate more specific goal so i don’t consider this one done until all debt is paid off, car, student loans, etc. mortgage doesn’t count so when i get my car and student loans paid off i’ll consider this one done. i have 4 years left on my car, like 7 on my student loans BUT i’m going back for my MBA in sept so i may need to increase my student loans BUT i’ll then make more so i might break even haha. my goal is to try to pay for my MBA as i’m going through it. i’m going part time over 4 years and my company pays part so it’s possible. we shall see but at least i have all my “bad” debt paid off :)

This one is going to be tough, especially because, once again, I am job hunting. It’s sick, vicious cycle. I need a job to make money. I need money to pay off debts. You get the idea.

I am still keeping my head up and know that eventually, this one will happen. It’s just going to take a heck of a lot longer than I anticipated.

I’ve worked up a budget and plan on sticking to it. I think that this will be tough, but I have a lot of support. One of the tricks that I’m doing is simple and easy: placing a sticker/label on my debit card as a reminder to myself to ask, “do I really need this?” when I make purchases.

I have mapped out the next few paychecks to help get out of debt. I have list and need to really focus on it.

I have found myself in situaations I would have never predicted. Some have been very bad… very very bad. Some have been quit good. One of my worset situations has been finacial debt. I found myself owing much more that I could ever pay back.
I thank my family for the support they have rendered to me during the hard times. I have learnt a lot from my experiences. I am almost free of all my debt. I project that my next January, I will be 100% free. It already fees great.
Thank you Lord, and my family