there are just 9 months left I will be completely done with my credit card. Yehey!!!

I paid for the convention. woohoo!

Next, I will pay a portion of my tuition fee balance. I hope I will be able to secure a grant for my thesis. Please god let me win the research competition. Amen! 1 month ago

my daily allowance is 200. i had free snacks today. i was so busy i didn’t notice my craving for my daily dose of soda. :) i facilitated a seminar which forced me to drink plenty of water. talking makes my throat dry. i saved 77 today. which i will add to my budget for next week. maybe i’ll try the envelope method. 2 months ago

i dreamt that i left my wallet in the care of a relative. then when i asked for it she just gave me some bills. i asked for my wallet and i realized that she spent my money. i didn’t say anything but i was thinking that why didn’t i learn my lesson. things like this always happen to me.

when i woke up i realized that in reality that is just what is happening to me. i am deep in debt but there are people who owes me money. i cant seem to say no to people asking me for money.

just today i gave 2000 to my mother just because it is my sister’s birthday. which is of course not in my budget.

in times like this i think of the people whom i lent money. ok so
c- owes me 1000
j- owes me 2000
e- owes me 700

i know c will not be able to pay me anymore bec. she’s pregnant and her husband is jobless. j on the other hand is not showing up in school so i guess i’ll not see her anymore. while, e on the other hand is not really good in paying debts.

i don’t want to feel like a loser but that is exactly what i am.
:( 2 months ago

Credit card – 15,000
tuition fee – 7,000

i have to set aside 750 every pay day to pay my credit card. but my tuition fee is more immediate. so i have to set aside 1750 every payday so that i can settle my account this may. o god! so that it means half of my salary goes to paying my debts. but then i also have to save money so that i can enroll this June. i also need to raise 4000 so that i can attend the convention on may. this may need serious budgeting. i also have to get an extra job. otherwise there will be nothing left for my daily expenses. i hope i win the research competition. i can use that 800 for a 2-week budget. i just need to survive until June. 2 months ago