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pay off nc the 700 bucks i owe...


 

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PRIL79 thinking ... (don't you see the smoke)

sort of 16 months ago

well it was not sent to collections it just got wiped:)
bit it’s done now to find the next



PRIL79 thinking ... (don't you see the smoke)

such a debt person 1 year ago

well i have other debts other then this one I just need to build a plan and a budget and stick to it!



PRIL79 thinking ... (don't you see the smoke)

1 thing will be easier 2 years ago

Well it will be eaiser with this CC it’s not mine but it has my name on it so i can use that inplace of a bank number and that means i can do that on my own! :0)



PRIL79 thinking ... (don't you see the smoke)

new step 2 years ago

First step is to call and find out what collection agency this is at! and see what they will settle for!
do this with frank so i can use his account so in order now!

  1. get collection agy number
  2. arrange time with frank and me to call
  3. see what they settle for
  4. pay them!


PRIL79 thinking ... (don't you see the smoke)

meany 2 years ago

Well those crap heads will not settle with anything!
the lady i spoke to yesterday was mean! yelling at me we won’t settle so i hung up on her after i said thanks for your professional demenor and your time in a smartass way! ohwell!
they will get their money!



PRIL79 thinking ... (don't you see the smoke)

Starting over is not that fun 2 years ago

I have a little bit of cash but i am now starting over with the savings with a flat 200 bucks in it! and then each paycheck i want to put 100 away!

if i stop spending my momey i will starting in 2007 beable to put away 500 a month and by the end of the year i would be debt free!
wish me luck!

update
I have now 100 in my savings! i forgot about the water bill!



PRIL79 thinking ... (don't you see the smoke)

HA this is joke 2 years ago

everytime i get something saved i spend it!
lol
really do we have to have costly holidays! I mean i’m fine just getting random gifts throughout the year!
I do give gifts thoughout the year anyway! maybe we should spread this holiday thing over 300 days or something!
lol
but after the hoildays i should have more money and if i try harder and save up more money!
then i can do it!
i think what i am going to do is put the money in an envlope like i did when i was littler! i never opened the envlope and i almost filled up a box! boy i was happy to say i saved up 300 bucks that way!
stick with what works i guess!
:)



PRIL79 thinking ... (don't you see the smoke)

had 62 2 years ago

i had 62 saved look s like i get to start over



PRIL79 thinking ... (don't you see the smoke)

err 2 years ago

i can’t wait to get money to pay this off! i hope it’s this year! i was hoping for last month!
damn it! why must i support my mother!
i don’t live there… i love her very much and i can’t put her out on the streets and we are just waiting on some things to come threw but dang it is taking so long and my pocket book is low! I kick my self everytime i think about telling my mom she didn’t have to work when i was living with her at least i was paying the bills for something for me.. and it may be selfish but damn it i’m in my late 20’s and i want to start saving money so i’m not in her boat in 30 years! just not fair! oh well i guess we do what we can!
thank goodness i don’t have kids yet!! :)
I do have a loving understanding man in my life!!!:) makes up for the lack of money but i want to get this paid off!
errrrr..
!



PRIL79 thinking ... (don't you see the smoke)

reminder was sent 2 years ago

Well my reminder was sent on how is it going!
well i just got paid today and i have rent and my car to take out so as of now i’m broke! nothing is saved yet!
But I plan to have it paid in full by the end of this year




 

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