I have $14000 in credit card debt. I used to have excellent credit pre-2008, every thing was paid and paid off in time. Then things got tough, yaddi,yaddi. I have a judgement for this credit card on my report. Ish got real, real quick. They want their money. I also have a new job. My plan is to pay it off in full and have the judgement removed from my report by 2015 when the reporting limitations expires. 1 week ago
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It’s really hard this time of year to put money towards debt when all I want to do is buy presents for loved ones. To go along with the holiday gifts my daughter has been invited to 3 birthday parties and I have 3 babyshowers. It’s so tempting to ignore my budget and go crazy, but I have been very good. It’s hard, but I keep focusing on my goal. 2 weeks ago
I have had my debt following me for way too long! I have found debt solutions in Toronto that are going to help me get a grip on my debt. I will be debt free before you know it! 4 weeks ago
Consider my debt… DENTED!!!
While, its not completely gone (not by a long shot grumble student loans grumble
I just realized I should have my credit card debt out of the way before the end of this year! I mean completely vanquished with the power of hard-earned money and witchcraft. I also made a slight dent on my student loans as well. It’s nice being able to see that your hard work isn’t being done in vain. 2 months ago
Ugh… The last couple of months sure has been stressful! I bought a car and tried to go back to school. Well all of that cost an amazing amount of money! People realistically expect us to have that much money all the time? The car dealership just kept tacking on money for a good down payment. At first it went from you don’t need to anything down to 1500, to 1800! This at the same time I’m trying to figure out financial aid for school. Well I didn’t get into school because of the financial aid…. So ya I want to pay off my debt. 3 months ago
So now that my one card and the car are paid off, I have been adding those monthly payments to another card. Even though my monthly payment is going down slightly I still pay the minimum from when it was at the highest. It’s not much, but every penny helps. It has made me really happy to see the balance lower. 3 months ago
1 last payment and I am done! YES! I paid off $5000 in UNDER A YEAR! Thanks to living with my parents! LOL And of course making big payments, and doing balance transfers onto a low interest credit card (smartest thing EVER, do it!) Speeds up the process!
Next step: New laptop and a vacation to San Juan! 4 months ago
Paid off a card today! Have to put money in the savings. Then on to the bigger bills. 4 months ago
I made the last payment on our car. I’m so excited. It’s done! Now the payment for the car will get put on another bill. It feel so good to be down 1 bill. 4 months ago
Planning on paying off the car and a store credit card.I’ll be so happy once these two are gone.
After that I still have 1 major credit card and 1 store card. My husband has a student loan and a loan against my 410K. I’m not as concerned with the loans right now. I’m more focused on the credit cards. 5 months ago