pay off my debt

This is a never ending cycle that makes me feel crazy. But hey – I wouldn’t be American if I wasn’t in debt. Some day…some day.

At the end of May my debt totalled £2631.20 but I have been paying money towards my credit card reguarly in June so the balance will have gone down. I’ll wait until my June statements have arrived through the post and provide an update on what the current total is.

Pay off credit card = £3741.31
Pay off loan = £739.73

I have $3000 left on that Visa with 0% interest right now.

I’ve been putting extra money into savings to just pay it all off at once (doesn’t really matter if I made big monthly payments on the card since it’s 0% – I’d rather let the money make me interest in my savings account).

I’m about a week or two away from just paying it all off and being completely debt free!

Which I’m not counting as I’m still in school, I have about $7000 in debt. I am a student and work part-time but that $7000 is more than a third of what I make in a YEAR so I’m freaking out a little.

I really need to get this under control and stop SPENDING so much but it’s really hard as I’m an impulse buyer and loooooove books and movies and TV shows. I just can’t help myself! But I have to get it under control NOW or I’ll never be out of debt.

The car title showed up today. I just have to go to the DOL and apply for a clear title and it is officially mine.

1900.00 left to pay off(not including student loans that just started) i can do this by the end of the summer hopefully!

Not having an internet connection for awhile, I got a little behind on this site. Since I was last here, I’ve paid off all of my medical bills except one! The only one left is about $900 and I have a monthly payment plan set up, so that will be gone soon enough. I recently applied for an apartment and was surprised to be denied due to something I wasn’t even aware of. Apparently, I still owe Comcast some money. It’s not even very much and it wasn’t on my credit report 6 months ago, so I was scratching my head trying to figure out where it came from. Turns out, last year when I had all those medical bills, I also had a Comcast bill that I completely overlooked. I had made a few payments and then it got lost in the shuffle. So instead of sending me something saying “Hey we’re gonna send this to collections” Comcast did just that. So now I have another stupid mark on my credit report for a lousy $173 dollars, which I would’ve paid off looong ago had I been aware of it. Oh well, it’s gone now, so all I’m really looking at is my student loan. I probably should be making payments on it, but really I’m just going to pay it off when I get taxes next year. That’s the only way it’s going to be done quickly. I need to save money in the meantime so I can move out, replace my hunk of junk car, and hopefully grow a little nest egg.

i paid the £75 i owed my friend on friday, paid it in full and that is that debt cleared and out the way, i know it was a small debt but im pleased that one is out the way 1 down a load more to go!

today was my first day at my new job. im bussing tables and washing dishes at a breakfast resturant. 9 an hour plus tips. its a good gig.

now time to start chunking away at this debt